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5650 E Rose Hill Ave, Terre Haute, IN, 47805

5beds
4baths
3,830sqft
$480,000
$125price/sqft
$3,430/moest. monthly cost
$137,200/yrincome needed

About This Home

Prepare to fall head over heels for a home where Victorian charm meets thoughtful, modern craftsmanship. Boasting five bedrooms and four bathrooms, this spacious residence delivers room for everyone — and then a little extra for the relatives who never quite leave. Inside, the details do the talking. Handcrafted Amish cabinetry brings warmth and artistry to the heart of the home, while a cozy fireplace sets the stage for slow mornings and unhurried evenings. Anderson windows frame the natural light beautifully, and type K copper plumbing paired with dual furnaces and two central air units means comfort stays consistent from top to bottom, season after season. The primary suite is a genuine sanctuary, featuring a walk-in closet so generous, plus a spa-worthy retreat with a jacuzzi tub crowned by a skylight — perfect for soaking beneath the stars. Downstairs, the finished basement expands your possibilities with a handy kitchenette, ideal for movie nights, guest quarters, or that game-day headquarters you've always wanted. A whole-house central vacuum system keeps tidying refreshingly effortless. Outside, an oversized garage handles vehicles, tools, and hobbies with ease, while a spacious deck invites you to unwind and soak in the wonderful view. Whether hosting summer gatherings or savoring quiet sunsets, this outdoor space simply delivers. Blending timeless character with practical upgrades, this home offers the rare combination of beauty, function, and space. Schedule your private showing today and discover everything this remarkable property has to offer.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
13
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Elec. Range/Oven,Washer,Dryer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Finished,Partial

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Area: 144

Features

  • Walk-In Closet(s),Central Vacuum
  • Window features: Vinyl Clad,Window Coverings
  • Flooring: Hardwood,Ceramic Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,830
  • Total interior livable area: 3,830 sqft

Kitchen

  • Area: 361.2

Living Room

  • Area: 158.51

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 840320353023.000012
  • Zoning: R

Features

  • Stories: 2
  • Patio & porch: Covered,Deck
  • Has spa: Yes
  • Spa features: Whirlpool Tub

Lot

  • Lot size: 1.10 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$326$3,912
Property Taxes $326$3,912
Electricity $351$4,213
Total$3,430$41,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,600/yr
40% on housing$102,900/yr
45% on housing$91,466/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 47805$109
Vigo County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 47805$138
Vigo County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$480,000
2025-08-01Listing removed$479,000
2025-06-02Listed for sale$479,000

For Sale by Agent

AgentDEENA KOCHVAR
BrokerageWABASH VALLEY REAL ESTATE PROFESSIONALS

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