See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9869 S Honey Creek Road, Hardinsburg, IN, 47125

3beds
3baths
2,130sqft
$395,000
$185price/sqft
$3,084/moest. monthly cost
$123,360/yrincome needed

About This Home

Charming ranch-style brick home offering 3 bedrooms and 2.5 baths in a peaceful rural setting. This home features a spacious living room and kitchen, perfect for everyday living and entertaining. Enjoy the fresh feel of new flooring throughout. The partially finished walk-out basement provides additional living space or storage options. A 2-car attached garage adds convenience, while the serene surroundings offer the privacy and quiet of country living. Approx. 48' x 90' pole barn with 10' side walls. Explore along the creek at the edge of the property. Don’t miss this well-maintained home with room to grow—schedule your showing today! *This is a part of a larger parcel which is being split. The parcel number reflects all parcels, and the taxes do as well*

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Poured
  • Roof: Shingle
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedroom

  • Level: First
  • Dimensions: 10.7 x 12.7

Bedroom

  • Level: First
  • Dimensions: 12 x 9.7

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 11.11 x 17.3

Dining Room

  • Level: First
  • Dimensions: 12.4 x 10.2

Features

  • Breakfast Bar,Ceiling Fan(s),Entrance Foyer,Main Level Primary,Open Floorplan,Window Treatments
  • Window features: Blinds
  • Number of fireplaces: 1
  • Fireplace features: Insert
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,130

Half Bath

  • Level: First
  • Dimensions: 5 x 8.6

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,130
  • Total interior livable area: 2,130 sqft

Kitchen

  • Level: First
  • Dimensions: 12 x 15.9

Living Room

  • Level: First
  • Dimensions: 27.7 x 21.11

Master Bedroom

  • Level: First
  • Dimensions: 12 x 12.10

Other

  • Level: First
  • Dimensions: 6.8 x 8.6

Other

  • Level: Lower
  • Dimensions: 4.4 x 9.3

Other

  • Level: Lower
  • Dimensions: 15.4 x 45.2

Other

  • Level: Other
  • Dimensions: 90 x 48

Property

Details

  • Parcel number: 880204000012000017
  • Zoning: Agri/ Residential
  • Zoning description: Agri/ Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Paved Driveway
  • Has view: Yes
  • View description: Scenic

Lot

  • Lot size: 3.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Winter Weather
Cold Wave
Drought
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$349$4,188
Property Taxes $543$6,516
Electricity $195$2,343
Total$3,084$37,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,737/yr
40% on housing$92,520/yr
45% on housing$82,240/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 47125$89
Washington County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 47125$144
Washington County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Listed for sale$425,000

For Sale by Agent

AgentElmer Lambright
BrokerageeXp Realty, LLC - New Salisb

Similar Homes