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315 Merlot Dr, Oakdale, CA, 95361

4beds
3baths
2,317sqft
$595,000
$257price/sqft
$4,297/moest. monthly cost
$171,880/yrincome needed

About This Home

Welcome to this spacious 4-bedroom, 3-bath home offering more than 2,300 square feet of comfortable living space. A downstairs bedroom and full bath provide flexibility for guests, extended family, or a home office. The updated kitchen features upgraded countertops and opens to a generous great room, creating an inviting space for everyday living and entertaining. Additional interior highlights include plantation shutters, crown molding, and included appliances and furnishings: refrigerator, washer, dryer, great room television, and bar stools. The low-maintenance backyard is designed for relaxing and entertaining, with artificial turf, installed drainage, a freestanding covered patio, and additional concrete patio space. Conveniently located near a neighborhood park, a nearby dog park, shopping, dining, and other Oakdale amenities. This well-appointed home offers space, convenience, and comfortable indoor-outdoor living.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

9/10
4/10
6/10
Oakdale High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Gas Cooktop,Dishwasher,Disposal,Microwave,Self Cleaning Oven,Dryer,Washer
  • Laundry features: Laundry Room,Cabinets,Upper Level,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Simulated Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,317 sqft

Kitchen

  • Features: Quartz Counter,Island w/Sink

Master Bathroom

  • Features: Double Vanity,Soaking Tub,Walk-In Closet(s),Window

Property

Details

  • Parcel number: 063066067000
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Dog Run
  • Fencing: Back Yard,Wood
  • Topography of land: Snow Line Below,Level,Trees Few,Snow Line Below,Level,Trees Few

Lot

  • Lot size: 5,458 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear,Curb(s)/Gutter(s),Shape Regular,Storm Drain,Street Lights,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: 24'+ Deep Garage,Garage Door Opener,Garage Faces Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$161$1,932
Property Taxes $632$7,584
Electricity $496$5,962
Total$4,297$51,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,325/yr
40% on housing$128,910/yr
45% on housing$114,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 95361$326
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95361$297
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$589,000
2026-07-12Listed for sale$595,000
2021-11-24Sold$540,000
2021-10-29Pending sale$544,000
2021-10-07Listed for sale$544,000

For Sale by Agent

AgentJim Chandler
BrokerageForbes Mill RE & Investment

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