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1120 Thomas St, Chester, PA, 19013

3beds
1baths
1,050sqft
$169,000
$161price/sqft
$1,414/moest. monthly cost
$56,560/yrincome needed

About This Home

FRESHLY UPDATED 3-BEDROOM, 1-BATH HOME WITH TOP-NOTCH FINISHES — PERFECT FOR FIRST-TIME HOME BUYERS OR INVESTORS LOOKING TO EXPAND THEIR PORTFOLIO. THIS MOVE-IN READY PROPERTY features an enclosed porch, a spacious living and dining area, and an upgraded kitchen with LVP flooring, white cabinetry, granite countertops, and stainless steel appliances. The second floor offers three bedrooms and a renovated full bathroom with a tub/shower combination. THE PROPERTY ALSO FEATURES A BRAND-NEW CENTRAL HVAC SYSTEM. Unfinished basement provides ample storage space. Major updates completed in 2023 include the roof, hot water heater, and gas heater. A TURNKEY PROPERTY WITH BOTH MECHANICAL AND COSMETIC IMPROVEMENTS ALREADY COMPLETED.

Getting Around

63
WalkingSomewhat Walkable
48
TransitSome Transit
52
BikeBikeable

Schools

3/10
Edgmont Scholars AcademyGrades K-80.7 mi
5/10
Stetser El SchoolGrades PK-60.5 mi

Construction

Condition

  • Year built: 1929

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,050

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 49020180700
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Bi-Level,Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,307 sqft
  • Lot size dimensions: 16.00 x 70.00

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$108$1,296
Property Taxes $228$2,736
Electricity $224$2,692
Total$1,414$16,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,480/yr
40% on housing$42,420/yr
45% on housing$37,706/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 19013$77
Delaware County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 19013$115
Delaware County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$169,000
2024-03-14Sold$25,000
2021-10-01Sold$15,000
2017-06-12Sold$2,252
2007-03-22Sold$30,000
2001-11-15Sold$1,000

For Sale by Agent

AgentGazi Ataseven
BrokerageHomeSmart Realty Advisors

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