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178 Fossil Bay Drive, Eastsound, WA, 98245

17beds
17baths
8,084sqft
$1,990,000
$246price/sqft
$11,928/moest. monthly cost
$477,120/yrincome needed

About This Home

Bartwood Lodge presents a rare Orcas Island waterfront opportunity with sweeping panoramic views and exceptional development potential. Located on the quiet North Shore in the residential Bartwood neighborhood, this unique property offers flexibility for a single or multi-family estate, condo remodel for resale, apartment renovation for long-term income, or immediate use as employee housing. The property features two separate buildings. The main three-story lodge includes 15 guest rooms with private baths, plus a top-floor one-bedroom apartment with kitchen. A second building provides a spacious common living and dining area with large kitchen—ideal for gatherings or shared use. Installed Rock Island Fiber-Optic internet. Enjoy 180° vistas stretching north to the Canadian Coastal Range, east to Mount Baker, and west to stunning summer sunsets. A large waterfront deck leads to the community dock, beach, and boat ramp. Additional amenities include parking for 40+ vehicles and access to a HOA tennis, pickleball, and basketball court. Centrally located near the Orcas Island Airport, marina, and Eastsound Village shops and dining, Bartwood Lodge offers an exceptional combination of waterfront living, convenience, and income or redevelopment potential.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
5/10
8/10
Orcas Island High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 1975

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northwest Contemporary,Tri-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s),Water Heater: Electric,Water Heater Location: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 17
  • Bathrooms: 17
  • Full bathrooms: 12
  • 3/4 bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 8
  • Main level bedrooms: 8

Bonus Room

  • Level: Main

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Flooring: Ceramic Tile,Laminate,Vinyl,Carpet
  • Number of fireplaces: 3
  • Fireplace features: Wood Burning,Main Level: 1,Upper Level: 2,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 8,084
  • Total interior livable area: 8,084 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 271253029000
  • Zoning: Condominiums
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Entry location: Main
  • Patio & porch: Second Kitchen,Bath Off Primary,Dining Room,Fireplace,Fireplace (Primary Bedroom),Vaulted Ceilings,Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Bay,Ocean,Sea,Sound,Strait
  • Has water view: Yes
  • Water view: Bay,Ocean,Sound,Strait
  • On waterfront: Yes
  • Waterfront features: Low Bank,Ocean Front,Saltwater,Sea,Sound
  • Topography of land: Level

Lot

  • Lot size: 0.88 Acres
  • Features: Cul-De-Sac,Drought Resistant Landscape,Paved,Athletic Court,Deck,Dock,High Speed Internet,Outbuildings,Patio,Propane,RV Parking
  • Lot size dimensions: .88

Parking

  • Parking features: Driveway,Off Street,RV Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Cold Wave
Earthquake
Inland Flooding

FEMA Declared Disasters in San Juan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,062$120,744
Home Insurance *$436$5,232
Property Taxes $878$10,536
Electricity $552$6,635
Total$11,928$143,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$408,960/yr
40% on housing$357,840/yr
45% on housing$318,080/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 98245$444
San Juan County$455

vs Homes Sold Last Month

Median $/sqft

ZIP 98245
San Juan County$599

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-02Listed for sale$1,990,000
2014-06-01Sold$890,000

For Sale by Agent

AgentChristopher Peacock
BrokerageThe Agency Seattle/Eastside

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