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14000 Nelson Ln, Cobb, CA, 95426

4beds
3baths
2,306sqft
$525,000
$228price/sqft
$4,095/moest. monthly cost
$163,800/yrincome needed

About This Home

Perched above the lush fairways of Adams Springs Golf Course, this beautifully maintained 4-bedroom +Bonus room, 3-bath home offers breathtaking views of the surrounding forest and majestic Mt. Hannah from nearly every window. Located on a quiet cul-de-sac with only two homes, this property provides an exceptional sense of privacy, serenity, and natural beauty. Spanning 2,306 sq ft, the home features a thoughtful layout designed for both comfortable living and entertaining. The main level welcomes you with a bright living room showcasing hardwood floors, vaulted ceilings, picture windows, and a cozy wood stove for chilly mountain evenings. The kitchen is well-appointed with maple cabinetry, stainless steel appliances, granite countertops, two pantries, and a separate laundry room. Just off the dining room and primary suite, step onto the expansive redwood deck that spans the entire back of the home, perfect for relaxing, entertaining, and soaking in the peaceful scenery. The primary suite features a tray ceiling, an ensuite bath with dual vanities and a large soaking tub with tile surround, and private access to the deck. Two additional bedrooms and a full bathroom are also located on the main level. Downstairs offers wonderful flexibility with a spacious family room, guest suite, full bathroom, and a private office, creating an ideal setup for multi-generational living, guest accommodations, a home office, or creative studio space. The outdoor spaces are equally inviting. The 0.66-acre lot features low-maintenance native landscaping and raised garden beds on drip irrigation, along with a fenced dog run and bocce ball court for outdoor enjoyment. A wide driveway with level access and ample parking adds convenience, while the property backs to nature and open greenspace, enhancing the peaceful setting. First time on the market, this special property offers privacy, beautiful surroundings, and flexible living space, an exceptional opportunity to enjoy the best of mountain living.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
3/10
4/10
Kelseyville High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,High Efficiency Water Heater,Microwave,Propane Range,Propane Water Heater,Refrigerator,Tankless Water Heater,Dryer,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Dual Sinks,Soaking Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Family Room

  • Features: Separate Family Room

Features

  • Tray Ceiling(s),Ceiling Fan(s),Separate/Formal Dining Room,Granite Counters,High Ceilings,Living Room Deck Attached,Pantry,Main Level Primary
  • Window features: Double Pane Windows,Garden Window(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Free Standing,Living Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,306 sqft

Kitchen

  • Features: Granite Counters,Kitchen/Family Room Combo

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 052111120000
  • Zoning: SR
  • Special condition: Standard
  • Horse amenities: Riding Trail

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Deck,Wood
  • Exterior features: Kennel
  • Spa features: None
  • Fencing: Wood,Wire
  • Has view: Yes
  • View description: Golf Course,Mountain(s),Neighborhood,Trees/Woods

Lot

  • Lot size: 0.66 Acres
  • Features: 0-1 Unit/Acre,Drip Irrigation/Bubblers,Sloped Down

Parking

  • Total spaces: 7
  • Parking features: Concrete,Driveway,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Avalanche
Landslide
Volcanic Activity

FEMA Declared Disasters in Lake County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$438$5,256
Property Taxes $509$6,108
Electricity $494$5,933
Total$4,095$49,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,400/yr
40% on housing$122,850/yr
45% on housing$109,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 95426$179
Lake County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 95426$232
Lake County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$525,000
2005-08-09Sold$430,000
2004-08-31Sold$37,000
2003-07-30Sold$16,000

For Sale by Agent

AgentJennifer Wall
BrokerageRE/MAX Gold Lake County

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