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1516 Fog Bank Dr, Stockton, CA, 95204

3beds
3baths
1,527sqft
$419,999
$275price/sqft
$3,081/moest. monthly cost
$123,240/yrincome needed

About This Home

Welcome to this 2 story home -Charming exterior paint. Inside, the bright and spacious kitchen , granite countertops, stainless steel appliances, a gas range, recessed lighting, and a breakfast bar perfect for casual dining or entertaining. Plenty of cabinetry and a functional layout provide sufficient storage and efficiency. The home offers a practical floor plan with comfortable living spaces and natural light throughout. Conveniently located near UOP with walking trails, shopping centers, dining, and interstate 5 for easy access when commuting. Also! Home is in a gated private community so you are to be able to feel more secure. Come check this home out today!

Getting Around

27
WalkingCar-Dependent
37
TransitSome Transit
75
BikeVery Bikeable

Schools

4/10
3/10
Cesar Chavez High SchoolGrades 9-123.6 mi
2/10
Hoover Elementary SchoolGrades K-81.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range
  • Laundry features: Inside,Other,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Bar,Other

Features

  • Flooring: Carpet,Tile,Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,527 sqft

Kitchen

  • Features: Breakfast Area,Granite Counters,Kitchen Island,Stone Counters

Property

Details

  • Parcel number: 111450260000
  • Zoning: R2
  • Special condition: Other

Lot

  • Lot size: 2,182 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$137$1,644
Property Taxes $423$5,076
Electricity $398$4,786
Total$3,081$36,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,634/yr
40% on housing$92,430/yr
45% on housing$82,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 95204$213
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95204$288
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$419,999
2026-05-08Pending sale$419,999
2026-02-23Listed for sale$419,999
2025-11-01Listing removed$450,000
2025-06-04Listed for sale$450,000
2025-06-01Listing removed$450,000
2025-03-11Price change$450,000
2025-02-04Listed for sale$460,000
2025-01-02Listing removed$460,000
2024-12-09Listed for sale$460,000
2024-12-09Listing removed$460,000
2024-08-29Price change$460,000
2024-08-02Listed for sale$465,000
2021-02-09Listing removed--
2017-02-22Sold$250,000
2016-03-01Sold$240,000
2015-11-25Listed for sale$249,000
2015-10-13Sold$191,000
2015-09-09Listed for sale--
2015-07-08Listing removed--
2015-06-17Listed for sale--
2008-03-14Sold$240,000

For Sale by Agent

AgentTony Jaime
BrokerageHomeSmart PV & Associates

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