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10537 Lake Point Ave, Stockton, CA, 95219

4beds
3baths
1,769sqft
$499,000
$282price/sqft
$3,612/moest. monthly cost
$144,480/yrincome needed

About This Home

WELCOME VA BUYERS! Opportunity is knocking! Come check out this lovely family home with great curb appeal. Many updates in the home over the last year. Roof repairs were complete April 30th 2026. Great natural lighting. This home has approximately 1769 sq ft. of living space, 4 beds/ 2 1/2 baths/ 2 car garage. Conveniently located near an elementary school, Trinity Parkway Shopping Center, Park, Target, Walmart, Lowes, Restaurants, Hwy 5 and more. HOA is part of the Rec center with a pool, gym and Playground at the park for the kids just a short distance away. If you are a boater, you are in Luck! Paradise Point is at the end of West Eight Mile Rd only a few miles away where you can launch your boat and enjoy boating on the Delta! Sellers have provided a list of all the recent updates in the home.

Getting Around

12
WalkingCar-Dependent
21
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

5/10
5/10
Bear Creek High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Gas Water Heater,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker
  • Laundry features: Cabinets,Sink,Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log,Gas,Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,769 sqft

Kitchen

  • Features: Other Counter,Pantry Closet

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Tub

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 066370080000
  • Zoning description: SFR
  • Special condition: Standard
  • Other equipment: Audio/Video Prewired,Water Cond Equipment Owned

Features

  • Private pool: Yes
  • Pool features: Community
  • Fencing: Back Yard

Lot

  • Lot size: 3,955 sqft
  • Features: Curb(s)/Gutter(s)

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$154$1,848
Property Taxes $537$6,444
Electricity $398$4,786
Total$3,612$43,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,840/yr
40% on housing$108,360/yr
45% on housing$96,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 95219$241
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95219$280
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Pending sale$499,000
2026-04-10Listed for sale$499,000
2011-08-05Listing removed$1,245
2011-06-07Listed for rent$1,245
2007-08-21Sold$320,500

For Sale by Agent

AgentRobin Luna-Gonzalez
BrokerageRealty ONE Group Zoom

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