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1189 Swallowtail Way, Nipomo, CA, 93444

4beds
3baths
2,130sqft
$824,900
$387price/sqft
$5,460/moest. monthly cost
$218,400/yrincome needed

About This Home

An exceptionally positioned townhome, defined by dramatic cathedral ceilings and soaring windows that capture uninterrupted views of the magnificent, tree-lined edge of the Monarch Butterfly Preserve. Few homes enjoy a setting this immersive—where the preserve’s natural beauty becomes a living backdrop felt throughout the interior and enhances the sense of privacy at every turn. The main level features an open layout with a living room anchored by a cozy fireplace, newer laminate wood flooring, and plantation shutters. The space flows seamlessly into the dining area and the well-appointed kitchen, enhanced by a new dishwasher and microwave and offering convenient access to the patio—an inviting place to relax, dine, and enjoy the serene surroundings. A main-floor bedroom enjoys the same tranquil views and is paired with a spa-like remodeled bathroom showcasing an elegant walk-in shower and dual vanity. Upstairs, three additional bedrooms and two full baths provide comfortable accommodations for family, guests, or an office or hobby space. Crisp interior paint, ceiling fans, and thoughtful finishes throughout contribute to the home’s move-in-ready appeal. Additional conveniences include a 2 car-garage with a built-in storage closet and a car vacuum system. Located within the Trilogy Monarch Dunes Resort Community, the home sits close to the clubhouse and its exceptional amenities, blending a peaceful, nature-oriented setting with the ease of resort-style living.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Mesa Middle SchoolGrades 7-83.7 mi
8/10
Nipomo High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Mediterranean
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Features: Dual Sinks,Full Bath on Main Level,Remodeled,Separate Shower,Upgraded,Walk-In Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Cathedral Ceiling(s),Eat-in Kitchen,Granite Counters,High Ceilings,Open Floorplan,Pantry,Stone Counters,Recessed Lighting,Bedroom on Main Level,Walk-In Closet(s)
  • Window features: Double Pane Windows,Plantation Shutters
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,130 sqft

Kitchen

  • Features: Kitchen Island

Other

  • Features: Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 091611007
  • Attached to another structure: Yes
  • Special condition: Standard
  • Horse amenities: Riding Trail

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: Association
  • Patio & porch: Enclosed,Patio
  • Exterior features: Rain Gutters
  • Has spa: Yes
  • Spa features: Association
  • Fencing: None
  • Has view: Yes
  • View description: Park/Greenbelt,Panoramic,Trees/Woods

Lot

  • Lot size: 1,408 sqft
  • Features: Close to Clubhouse,Greenbelt

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Drought
Inland Flooding
Earthquake
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$101$1,212
Property Taxes $732$8,784
Electricity $456$5,481
Total$5,460$65,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,200/yr
40% on housing$163,800/yr
45% on housing$145,600/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 93444$458
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93444$508
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$847,500
2026-04-12Listed for sale$859,950
2015-11-16Sold$445,000
2015-10-21Pending sale$459,900
2015-10-01Price change$459,900
2015-08-18Price change$465,000
2015-07-27Price change$480,000
2015-06-30Price change$499,900
2015-06-03Listed for sale$530,000
2011-01-12Sold$415,000

For Sale by Agent

AgentLinda Del
BrokerageMonarch Realty

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