3419 Carter Ln, Chester, PA, 19013
About This Home
** Price Reduced now by $20K as of 7/28 ** Welcome to this exceptional two-unit end townhouse. Near the Highland Ave Exit with easy access to I-95. Features an extra-large side yard offering incredible versatility and income potential! This thoughtfully designed property features a spacious 3-bedroom, 1.5-bath main residence upstairs unit w/ New Windows, along with a fully finished studio apartment in the basement – ideal for multi-generational living or generating rental income. You can live in one unit and use the rent to pay the mortgage. The main level features comfortable living spaces with gas heat and hot water, offering three generous bedrooms and one and a half bathrooms to meet your family’s needs. As an end unit, you’ll enjoy additional natural light and the rare advantage of extra side yard space, ideal for outdoor entertaining, gardening, or play areas. The lower level has been professionally finished into a completely independent studio apartment, featuring its own full kitchen, full bathroom, and modern electric heat and air conditioning for year-round comfort. This self-contained unit offers excellent rental income potential or serves perfectly as an in-law suite, home office, or guest quarters. Additional highlights include off-street parking with a private driveway – a valuable commodity in any neighborhood. The end-unit location provides enhanced privacy and the bonus of extra outdoor space. This is more than just a home – it’s a smart investment opportunity. Live in one unit and let the other pay your mortgage, or enjoy the flexibility of multi-generational living. Don’t miss this rare chance to own a property that works as hard as you do!
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Brick Front
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 600
Basement
- Has basement: Yes
- Basement: Full,Improved,Windows,Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Finished area below ground: 600
- Finished area above ground: 1,216
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Other,Electric
Interior Area
- Total structure area: 1,816
- Total interior livable area: 1,816 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 49110117154
- Zoning: RES
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Fencing: Chain Link
Lot
- Lot size: 4,356 sqft
Parking
- Total spaces: 2
- Parking features: Driveway,Off Street
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,056 | $12,672 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $282 | $3,384 |
| Electricity | $224 | $2,692 |
| Total | $1,696 | $20,352 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $209,000 |
| 2026-07-22 | Price change | $219,000 |
| 2026-06-23 | Price change | $229,000 |
| 2026-06-16 | Price change | $239,000 |
| 2026-05-23 | Listed for sale | $245,000 |
| 2026-04-06 | Listing removed | $249,900 |
| 2026-02-23 | Listed for sale | $249,900 |
| 2021-10-25 | Listing removed | -- |
| 2021-10-06 | Listed for rent | $1,300 |
| 2019-09-26 | Listing removed | $1,000 |
| 2019-09-17 | Listed for rent | $1,000 |
| 2017-02-02 | Sold | $26,500 |
| 2016-12-22 | Listed for sale | $26,500 |
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