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232 E Pearl St, Albion, PA, 16401

4beds
2baths
1,308sqft
$275,000
$210price/sqft
$2,118/moest. monthly cost
$84,720/yrincome needed

About This Home

Move right into this well maintained, move-in ready 4 bedroom, 1.5 bath split level situated on an oversized lot! The upper level features 2 bedrooms, while the lower level offers 2 additional bedrooms, providing plenty of flexible living space. You'll love the updated eat-in kitchen with custom built hickory cabinetry, soft close doors and drawers, and newer appliances. Step outside onto the freshly painted back deck overlooking the fully fenced backyard, perfect for entertaining, kids, or pets. The attached garage is currently being used as a display room but could easily be converted back into a functional garage. With numerous updates throughout the years, including the roof, siding, furnace, central air, and more, this home is ready for its next owner!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
Northwestern El SchoolGrades K-50.4 mi
7/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1988

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom

  • Level: First
  • Dimensions: 13x12

Bedroom

  • Level: First
  • Dimensions: 13x11

Bedroom

  • Level: Lower
  • Dimensions: 15x11

Bedroom

  • Level: Lower
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower
  • Dimensions: 15x12

Features

  • Flooring: Ceramic Tile,Vinyl

Half Bath

  • Level: Lower
  • Dimensions: 9x8

Heating

  • Heating features: Forced Air,Gas

Interior Area

  • Total structure area: 1,308
  • Total interior livable area: 1,308 sqft

Kitchen

  • Level: First
  • Dimensions: 17x11

Living Room

  • Level: First
  • Dimensions: 15x14

Other

  • Level: First
  • Dimensions: 11x5

Property

Details

  • Parcel number: 01002033.0016.00
  • Zoning description: Residential

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Exterior features: Deck,Storage

Lot

  • Lot size: 0.31 Acres
  • Features: Corner Lot
  • Lot size dimensions: 75 x 177 x 0 x 0

Parking

  • Total spaces: 1
  • Parking features: Built In
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$156$1,872
Property Taxes $348$4,176
Electricity $224$2,692
Total$2,118$25,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,617/yr
40% on housing$63,540/yr
45% on housing$56,480/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 16401$96
Erie County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 16401$136
Erie County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$275,000
1987-08-04Sold$5,500

For Sale by Agent

AgentAnalynn Difilippo
BrokerageKW Flagship Realty

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