




109 Hemlock St, Fitzgerald, GA, 31750
About This Home
This 2-bedroom, 2-bath home offers easy living with a simple, functional layout. Inside, you'll find neutral tones and a natural flow between the living, dining, and kitchen areas. The kitchen features white cabinetry, ample storage, and a straightforward design suited for everyday use. Both bedrooms are comfortably sized, while the bathrooms offer practical layouts. Natural light filters in through multiple windows and French doors, adding brightness to the main living spaces. With a little vision, this property presents a great small renovation opportunity or a strong option for an investor looking to add to their portfolio.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1975
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Other,Oven/Range (Combo)
- Laundry features: None
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Master On Main Level,Other
- Flooring: Laminate
- Finished area below ground: 0
- Finished area above ground: 960
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 960
- Total interior livable area: 960 sqft
Property
Details
- Parcel number: 11 6 4 30
- Special condition: As Is
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
Lot
- Lot size: 0.29 Acres
- Features: None
Parking
- Total spaces: 2
- Parking features: Attached,Carport
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hurricane
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $580 | $6,960 |
| Home Insurance * | $147 | $1,764 |
| Property Taxes | $86 | $1,032 |
| Electricity | $219 | $2,637 |
| Total | $1,032 | $12,384 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $89,900 |
| 2026-05-08 | Price change | $99,000 |
| 2026-05-01 | Price change | $109,000 |
| 2026-04-16 | Price change | $119,000 |
| 2026-04-10 | Listed for sale | $130,000 |
| 2021-07-30 | Sold | $110,000 |
| 2021-06-17 | Listed for sale | $112,000 |
| 2017-10-17 | Sold | $37,500 |
| 2011-06-29 | Sold | $25,000 |
