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720 S 13th St, Nevada, IA, 50201

2beds
1baths
900sqft
$225,000
$250price/sqft
$1,678/moest. monthly cost
$67,120/yrincome needed

About This Home

Welcome to 720 S 13th St in Nevada, Iowa, a charming and well-located home that offers comfort, convenience, and a peaceful setting backing directly to Mardean Park. This inviting 2-bedroom home is perfectly situated with easy access to Highway 30, making for quick and convenient commutes to Ames, Marshalltown, and surrounding communities while still allowing you to enjoy the charm of small-town living. Step inside and discover a warm and welcoming layout filled with natural light and comfortable living spaces. The home offers a functional floor plan designed for everyday living, with two nicely sized bedrooms and cozy living areas that make the space feel inviting from the moment you walk in. You'll also appreciate the convenience of main-level laundry, adding ease and functionality to daily routines. One of the standout features of the property is the 3-season porch, providing the perfect spot to relax with your morning coffee, unwind in the evening, or enjoy peaceful views of the backyard and Mardean Park throughout much of the year. With the park directly behind the property, you'll appreciate the added privacy, green space, and convenient access to outdoor recreation, walking paths, and open areas to enjoy. Just off the 3-season porch, you'll find a versatile bonus room that offers endless possibilities. Previously used as a hot tub room, this space already features electrical service, making it a great option for an inflatable hot tub, additional storage, a hobby or craft room, a serving area for entertaining guests, or whatever best suits your needs. This flexible space adds even more functionality and potential to the home. The basement presents a great opportunity for additional living space, offering potential for a future family room, recreation area, hobby space, or additional storage depending on your needs. Outside, you'll appreciate the attached one-car garage along with an additional storage shed in the backyard, offering plenty of room for tools, lawn equipment, and seasonal storage needs. Whether you're a first-time buyer, someone looking to downsize, or simply searching for a home in a fantastic Nevada location, this property offers an excellent opportunity. With its park-side setting, main-level laundry, versatile bonus space, potential for expanded living space, and convenient Highway 30 access close to Ames and Marshalltown, 720 S 13th St combines comfort and location in a way that's hard to find. Don't miss your chance to make this charming Nevada home your own!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

10/10
Central Elementary SchoolGrades PK-41.2 mi
7/10
Nevada Middle SchoolGrades 5-81.3 mi
4/10
Nevada High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Disposal,Dryer,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Vinyl,Carpet
  • Finished area below ground: 288
  • Finished area above ground: 900

Full Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Rec Room

  • Level: Basement

Sunroom

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 1117169050
  • Zoning: Res
  • Special condition: Standard

Lot

  • Lot size: 7,840 sqft
  • Features: Level

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Winter Weather
Drought
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$169$2,028
Property Taxes $251$3,012
Electricity $121$1,452
Total$1,678$20,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,531/yr
40% on housing$50,340/yr
45% on housing$44,746/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 50201$179
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50201$171
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$225,000
2026-06-30Price change$234,900
2026-05-20Listed for sale$245,000
1993-10-15Sold$11,200

For Sale by Agent

AgentMarc Olson Team
BrokerageRE/MAX Concepts-Nevada

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