312 S Chicago St, Royal Center, IN, 46978
About This Home
Welcome to this spacious home located in the heart of Royal Center! Offering generous living space and a functional layout, this property is perfect for growing families or anyone looking for small-town charm with everyday convenience. Inside, you'll find large living areas, a spacious eat-in kitchen with abundant cabinet storage, and two full bathrooms to accommodate family and guests. The four bedrooms provide flexibility for bedrooms, a home office, hobby room, or guest space. Outside, the home features low-maintenance vinyl siding, a covered front porch, a nice yard, and a shed—ideal for lawn equipment, tools, or seasonal items. Whether you're looking for your first home, need extra space, or want to enjoy the convenience of living in town, this property is full of opportunity.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Stone
- Roof: Asphalt,Rolled/Hot Mop,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven Hook Up Gas,Dishwasher,Refrigerator,Washer,Dryer-Electric,Gas Range,Gas Water Heater
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial,Outside Entrance Only,Unfinished,Sump Pump
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 192
Features
- Laminate Counters,Open Floorplan,Tub/Shower Combination
- Door features: Six Panel Doors
- Flooring: Carpet,Ceramic Tile
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 1,552
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air,Window Unit(s),Ceiling Fan(s)
Interior Area
- Total structure area: 1,716
- Total interior livable area: 1,552 sqft
Living Room
- Level: Main
- Area: 325
Property
Details
- Parcel number: 091623200064.000004
- Other equipment: Sump Pump
Features
- Levels: One and One Half
- Stories: 1
- Fencing: None
Lot
- Lot size: 9,496 sqft
- Features: Level,City/Town/Suburb
- Lot size dimensions: 66x144
Parking
- Parking features: Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Drought
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $834 | $10,008 |
| Home Insurance * | $78 | $936 |
| Property Taxes | $83 | $996 |
| Electricity | $184 | $2,212 |
| Total | $1,179 | $14,148 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Listed for sale | $165,000 |
| 2012-10-09 | Sold | $68,000 |
| 2012-04-21 | Price change | $74,000 |
| 2012-01-19 | Listed for sale | $82,000 |
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