445 E State St, Traverse City, MI, 49686
About This Home
A rare historic residence in downtown Traverse City, set on a prominent corner lot with a detached three-car garage. Just blocks from Front Street, beaches, restaurants, parks, and year-round downtown amenities, 445 E State Street combines walkable city living with the privacy, utility, and presence of an established in-town home. The corner setting gives the property an open, distinguished feel, while the garage adds the kind of practical flexibility that is difficult to find this close to downtown.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1891
Materials
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Notable Dates
- Major remodel year: 2004
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Gas Water Heater
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 3
- 3/4 bathrooms: 2
- 1/2 bathrooms: 2
- Main level bathrooms: 2
Features
- Breakfast Nook,Cable TV,High Speed Internet
- Fireplace: Yes
- Finished area below ground: 1,430
- Finished area above ground: 2,930
Heating & Cooling
- Heating features: Hot Water,Natural Gas,Fireplace(s)
- Cooling features: Whole House Fan/Attic Fan
Interior Area
- Total structure area: 4,360
- Total interior livable area: 4,360 sqft
Living Room
- Level: Main
Master Bathroom
- Features: Shared
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 285179801100
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Porch
- Exterior features: Sidewalk,Garden
- Waterfront features: None
Lot
- Lot size: 0.25 Acres
- Features: Corner Lot,Subdivided
- Lot size dimensions: 66 x 165
Parking
- Total spaces: 3
- Parking features: Detached,Alley Access
- Has garage: Yes
- Attached garage spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Grand Traverse County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,596 | $103,152 |
| Home Insurance * | $642 | $7,704 |
| Property Taxes | $1,190 | $14,280 |
| Electricity | $475 | $5,706 |
| Total | $10,903 | $130,836 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-05 | Listed for sale | $1,700,000 |
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