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118 Edith Dr, Bay Saint Louis, MS, 39520

2beds
2baths
1,600sqft
$650,900
$407price/sqft
$4,719/moest. monthly cost
$188,760/yrincome needed

About This Home

Welcome to your private waterfront retreat in Bay St. Louis—where everyday life feels like a vacation. Spanning two parcels with 150 feet of water frontage, this is a boater's dream, complete with a private launch, bulkhead, and covered boathouse with lift. An expansive front porch offers peaceful views and warm breezes, while the ground level features a spacious workshop/storage room, an outdoor cargo lift, and ample room for grilling, entertaining, parking toys, or hosting a boil. A metal roof and storm shutters add durability and peace of mind. Inside, the open-concept layout is rich with detail—Chicago brick floors flow through the kitchen, living area, and both bathrooms, pairing beautifully with elegant crown molding. The kitchen and baths are outfitted with granite countertops and custom cabinetry, and the kitchen includes stainless appliances. A striking Spanish cedar staircase with iron handrails leads to the upstairs loft, perfect for a bunk room, office, or second living area. With two generous bedrooms and two full baths on the main floor, plus a newly replaced HVAC and hot water heater, this is more than a house—it's a lifestyle, combining comfort and function in Jourdan River Estates, one of the most charming coastal communities in Mississippi. Bring your boat and your weekend plans—this one's ready to enjoy. Be sure to check out the 3D tour!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10
Bay High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator,Water Heater
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,Granite Counters,Kitchen Island,Open Floorplan,Storage,Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s)

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 135r047067.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Dock
  • Has view: Yes

Lot

  • Lot size: 0.34 Acres
  • Features: Views
  • Lot size dimensions: 103 x 153 x 105 x 150

Parking

  • Total spaces: 3
  • Parking features: Covered,Driveway,Concrete,Paved
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,291$39,492
Home Insurance *$879$10,548
Property Taxes $357$4,284
Electricity $192$2,304
Total$4,719$56,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,794/yr
40% on housing$141,570/yr
45% on housing$125,840/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$407This listing

vs Other Active Listings

Avg $/sqft

ZIP 39520$169
Hancock County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39520$180
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-10Price change$650,900
2026-01-12Price change$675,000
2025-09-04Price change$699,900
2025-07-25Listed for sale$739,900
2021-03-24Listing removed--
2017-05-24Listing removed$360,000
2017-01-30Listed for sale$360,000

For Sale by Agent

AgentKen A Harshbarger
BrokerageEllis Realty

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