6220 S 520th Rd, Miami, OK, 74354
About This Home
Ready to Move-In Country Home for Sale on 10 Acres - Ottawa County, OK Price Reduction 04/03/2026! Looking for a country home with 10 acres just north of Miami, Oklahoma? This well-kept 4 bedroom, 2.5 bath home with 2,245 sq ft of living space offers the perfect blend of peaceful living and modern convenience. Owners are highly motivated and offering this home at an unbelievable price. If you have been looking for your own piece of the country, this opportunity will not last long! Interior Features: Spacious kitchen with breakfast nook - includes black appliances, oak cabinetry, and custom-built table with bench seating. Cozy living room with fireplace - wood-burning fireplace in excellent condition. Large master suite upstairs - featuring walk-in closet, ensuite bath with jacuzzi tub, walk-in shower, dual vanities, and private water closet. Four bedrooms upstairs. Spacious master bedroom - ideal for family, guests, or office space. Half-bath downstairs. Laundry room features shower - perfect for washing off as you come in through the 2-car garage. Exterior Features: 10 acres of land in Ottawa County, OK. 60x40 barn - perfect for storage, farm equipment, workshop, or livestock. Partial concrete flooring. Covered back patio - great for outdoor entertaining and relaxation. Storm shelter with easy access - for your ease of mind. Lifestyle Benefits Enjoy quiet country living just minutes from Miami, OK. Plenty of space for hobby farming, livestock, gardening, or outdoor recreation. A turnkey Oklahoma country home for sale offering privacy, comfort, and rural charm.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Refrigerator,Microwave,Oven
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
- Finished area above ground: 2,245
Heating & Cooling
- Heating features: Propane,Hot Water
- Cooling features: Central
Interior Area
- Total structure area: 2,245
Kitchen
- Features: Open
Property
Details
- Parcel number: 000009028022000901
- Lease amount: 0
Features
- Stories: 2
- Patio & porch: Patio,Covered Porch
Lot
- Lot size: 10 Acres
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Drought
- Heat Wave
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Ottawa County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance | $410 | $4,920 |
| Property Taxes | $172 | $2,064 |
| Electricity | $167 | $2,004 |
| Total | $2,493 | $29,916 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-04 | Price change | $350,000 |
| 2026-02-11 | Price change | $375,000 |
| 2025-10-09 | Price change | $389,338 |
| 2025-09-12 | Listed for sale | $399,338 |
| 2021-06-02 | Listing removed | -- |
| 2020-10-14 | Price change | $449,000 |
| 2020-08-21 | Listed for sale | $549,000 |
| 2007-09-11 | Sold | $156,000 |
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