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28 Chestnut St, Girard, PA, 16417

3beds
2baths
1,439sqft
$329,900
$229price/sqft
$2,473/moest. monthly cost
$98,920/yrincome needed

About This Home

Welcome to this beautifully remodeled 3-bedroom, 2-full-bath home tucked away at the peaceful end of a quiet dead-end street. This move-in-ready property offers modern updates throughout while maintaining a warm and inviting feel. A standout feature is the attached service garage, offering endless possibilities—perfect for running a small business, creating a workshop, or transforming into the ultimate man cave. With privacy, convenience, and versatility, this home truly has something for everyone.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
6/10
Girard High SchoolGrades 9-121.0 mi
7/10
Elk Valley El SchoolGrades PK-41.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Flooring: Carpet,Hardwood,Vinyl

Heating

  • Heating features: Forced Air,Gas

Interior Area

  • Total structure area: 1,439
  • Total interior livable area: 1,439 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 23016053.0013.00
  • Zoning description: R-1

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,840 sqft
  • Features: Flat
  • Lot size dimensions: 90 x 96 x 0 x 0

Parking

  • Total spaces: 6
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$164$1,968
Property Taxes $417$5,004
Electricity $224$2,692
Total$2,473$29,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,788/yr
40% on housing$74,190/yr
45% on housing$65,946/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 16417$131
Erie County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 16417$172
Erie County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Listed for sale$329,900
2025-09-30Listing removed$349,900
2025-04-04Listed for sale$349,900
2024-09-30Listing removed$339,900
2024-07-16Listed for sale$339,900
1987-02-13Sold$21,000

For Sale by Agent

AgentDaniel Maher
BrokerageColdwell Banker Select - Airport

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