314 Union St, Council Bluffs, IA, 51503
About This Home
Beautiful newly built 3-bedroom, 2-bath ranch-style home nestled on a secluded lot with incredible privacy and stunning views of downtown Omaha! The main level features a spacious living room, custom kitchen with island, dining area with walkout to a large deck, hardwood floors, primary bedroom, additional bedroom, and full bath. The finished walk-out lower level offers a 3rd bedroom, bath, second kitchen, and large family room--perfect for guests, multi-generational living, or a mother-in-law suite. New carpet throughout the lower level. Enjoy peaceful surroundings while being conveniently located near schools, hospitals, shopping, and just minutes from the interstate. A wonderful blend of privacy, comfort, and convenience! Some photos are virtually staged.
Getting Around
Somewhat Walkable
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Roof: Composition
- Construction materials: Frame,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Washer Hookup,Dryer Hookup,Electric Dryer Hookup,In Basement
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Finished,Other
Bathroom
- Level: Main
Bathroom
- Level: Basement
Bedroom3
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Dining Room
- Level: Main
Family Room
- Level: Basement
Features
- Ceiling Fan(s),Other
- Flooring: Wood
- Finished area below ground: 1,150
- Finished area above ground: 1,150
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,300
- Total interior livable area: 2,300 sqft
Kitchen
- Level: Main
Laundry
- Level: Basement
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 7543 30 360 005
- Zoning: Res
Features
- Patio & porch: Patio,Deck
- Exterior features: Other
- Fencing: Fenced
Lot
- Lot size: 10,200 sqft
- Features: Wooded,Other
- Lot size dimensions: 100x102
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $239 | $2,868 |
| Property Taxes | $499 | $5,988 |
| Electricity | $171 | $2,058 |
| Total | $2,552 | $30,624 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $299,900 |
| 2026-08-08 | Price change | $315,000 |
| 2026-07-16 | Listed for sale | $325,000 |
| 2025-10-02 | Listing removed | $279,000 |
| 2025-10-01 | Listed for sale | $279,000 |
| 2017-10-18 | Sold | $186,000 |
| 2017-09-11 | Price change | $199,500 |
| 2017-08-22 | Price change | $189,500 |
| 2017-07-27 | Listed for sale | $199,500 |
| 2013-05-15 | Sold | $147,500 |
| 2012-11-03 | Price change | $149,900 |
| 2012-08-14 | Listed for sale | $163,000 |
| 2005-12-09 | Sold | $165,000 |
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