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11275 Bay Dr, Diberville, MS, 39540

3beds
2baths
2,046sqft
$279,000
$136price/sqft
$2,046/moest. monthly cost
$81,840/yrincome needed

About This Home

MOTIVATED SELLER! Great Location, close to shopping, dining, entertainment, and schools. This home has 3 Br, 2 Baths, with a nice size fenced back yard and is minutes from shopping, dining, schools, etc. The master bedroom and bath is handicap accessible and equipped with a large shower. It also has a large walk in closet that can accommodate a wheel chair or electric scooter. For quick and easy exiting the home, there are double doors. In addition to the bedrooms there is a home office that has an entrance to and from the master bedroom and an exit door. The 2 other bedrooms are down the hall and one of which has 2 walk in closets. At the end of the hallway there is another walk in closet that allows extra storage in the home. Outdoors you will find a small shed that is built above the ground and a large storage shed on a slab. There is also a greenhouse for growing plants. The front of the house consists of a double carport and two driveways that can accommodate additional parking. It is located in D'Iberville 2 streets north of Big Ridge Rd. Buyer to verify all information, no warranties or guarantees. This home has great potential for a growing family.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
Diberville Middle SchoolGrades 4-80.6 mi
8/10
7/10

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Eat-in Kitchen,Open Floorplan,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,046
  • Total interior livable area: 2,046 sqft

Office

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Entrance

Details

  • Parcel number: 1408k02030.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch,Slab
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Chain Link,Fenced

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Concrete,Driveway,Direct Access
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$307$3,684
Property Taxes $137$1,644
Electricity $192$2,304
Total$2,046$24,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,148/yr
40% on housing$61,380/yr
45% on housing$54,560/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 39540$118
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39540$152
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$274,000
2026-06-05Listed for sale$279,000

For Sale by Agent

AgentLydia Pickard
BrokerageCentury 21 Busch Realty Group

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