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11944 Summerhaven Cir, Gulfport, MS, 39503

4beds
3baths
2,643sqft
$229,800
$87price/sqft
$1,784/moest. monthly cost
$71,360/yrincome needed

About This Home

Priced to Sell! This spacious four-bedroom home in Gulfport offers a functional layout and an incredible opportunity in a prime location. Full of potential and ready for your personal touch, this property is conveniently situated near the naval base, shopping, dining, and interstate access--placing everything you need just minutes away. Whether you're an investor or a buyer looking to create your own space, this is your chance to bring your vision to life. The price reflects updates needed, including the rear porch, which needs to be replaced or removed, and a non-working AC unit. An AC quote is available in the attached documents for your review. Added bonus: No flood insurance required, and the refrigerator will remain. Don't miss your opportunity to turn this property into something truly special.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
9/10
West Harrison High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Dishwasher,Free-Standing Range,Gas Cooktop,Refrigerator,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),See Remarks
  • Cooling features: Central Air,Electric,Gas,See Remarks

Interior Area

  • Total structure area: 2,643
  • Total interior livable area: 2,643 sqft

Property

Details

  • Parcel number: 0608i01001.131

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: See Remarks

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,161$13,932
Home Insurance *$266$3,192
Property Taxes $112$1,344
Electricity $245$2,949
Total$1,784$21,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,165/yr
40% on housing$53,520/yr
45% on housing$47,573/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 39503$131
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39503$145
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$229,900
2026-04-18Price change$230,000
2026-03-27Listed for sale$240,000
2026-02-17Listing removed$256,900
2026-02-10Price change$256,900
2026-02-05Price change$259,900
2026-01-29Price change$263,900
2026-01-21Price change$269,900
2026-01-14Price change$276,900
2026-01-08Price change$279,900
2026-01-05Price change$283,900
2026-01-03Price change$286,900
2025-12-22Price change$296,900
2025-12-19Listed for sale$298,900
2021-04-16Sold--
2021-02-22Listed for sale$239,900
2015-04-28Listing removed$1,450
2015-04-15Listed for rent$1,450
2015-04-15Listing removed$199,999
2015-03-12Price change$199,999
2014-12-30Listed for sale$210,000
2013-06-28Sold--
2013-01-25Price change$189,900
2012-11-07Price change$199,999
2012-09-29Listed for sale$214,900
2008-06-24Sold--

For Sale by Agent

AgentDonna Ratliff
BrokerageCoastal Realty Group

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