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2555 St James Drive SE #502, Southport, NC, 28461

3beds
3baths
1,350sqft
$571,500
$423price/sqft
$3,461/moest. monthly cost
$138,440/yrincome needed

About This Home

Attractive price reduction. Wake up to panoramic views of St. James Marina from this beautifully updated 1st floor Shipwatch condo in St. James Plantation. Ideally located in one of Southport's most desirable gated communities. This 3-bedroom, 3-bathroom residence offers the perfect blend of coastal charm and low-maintenance living. The third bedroom/bathroom doubles as a lockout with its own private entrance and kitchenette. Step inside to find an open-concept living area filled with natural light and a private screened porch that's perfect for enjoying your morning jo and evening cocktails while watching boats come and go. Every inch of this impressive condo has upgrades you will love include flooring, quartz countertops, appliances, toilets, vanities, plumbing and lighting fixtures, ceiling fans, fireplace mantel, garbage disposal, hardware, HVACS and water heater in 2024. The spacious primary suite boasts water views, a walk-in closet, and an en-suite bath. A split floor plan offers privacy for guests or a home office.The condo has an active membership! As part of St. James Plantation, you'll enjoy world-class amenities including multiple golf courses, a private beach club, fitness centers, pools, tennis courts, pickleball and miles of walking and biking trails. Want more? How about a full-service marina with Beacon 315 Restaurant and Tiki Bar located right beside you, The Apothecary boutique pharmacy, kayak launch, dog parks, and an outdoor amphitheater just to name a few. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, this marina-front condo offers the best of coastal living in a vibrant community just minutes from historic downtown Southport and Oak Island's pristine beaches. Enjoy coastal living at its best and own a front-row seat of paradise on the water.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
3/10
South Brunswick MiddleGrades 6-87.1 mi
4/10
South Brunswick HighGrades 9-127.3 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Raised,Slab
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Mini Refrigerator,Built-In Microwave,Refrigerator,Dishwasher,Electric Range
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Nook

  • Level: First

Features

  • Entrance Foyer,Kitchen Island,Ceiling Fan(s),Pantry,Blinds/Shades,Gas Log
  • Flooring: LVT/LVP
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Heat Pump,Fireplace(s),Electric,Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 235ff00502
  • Zoning: Stj-EPUD
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Porch,Screened,Rear Porch
  • Exterior features: Cluster Mailboxes
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Marina,Water
  • Has water view: Yes
  • Water view: Marina,Water
  • On waterfront: Yes
  • Waterfront features: Marina Front,Water Access Comm
  • Frontage type: Marina Front
  • Living area range: 1200 - 1399

Lot

  • Features: Water Access Comm,Other36

Parking

  • Parking features: Additional Parking,On Site,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Winter Weather
Coastal Flooding
Tornado
Wildfire
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,889$34,668
Home Insurance *$185$2,220
Property Taxes $187$2,244
Electricity $200$2,405
Total$3,461$41,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,662/yr
40% on housing$103,830/yr
45% on housing$92,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 28461$268
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28461$243
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$571,500
2026-02-13Listed for sale$579,000
2025-08-14Sold$486,000
2025-07-17Contingent$497,000
2025-07-15Listed for sale$497,000
2025-03-01Listing removed$2,500
2024-11-13Listed for rent$2,500
2019-01-16Listing removed$1,600
2018-12-07Listed for rent$1,600

For Sale by Agent

AgentRosemarie Gibbs
BrokerageSt James Properties LLC

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