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408 N Durham Ave, Creedmoor, NC, 27522

2beds
1baths
896sqft
$199,999
$223price/sqft
$1,431/moest. monthly cost
$57,240/yrincome needed

About This Home

One-of-kind 896 SF Colonial Cottage style home on .39 acres in city of Creedmoor! Convenient access to Hwy 15 to Oxford, I-85 to Oxford or Durham/RTP and Hwy 50 to N. Raleigh. Main floor: back door access to spacious utility area, Dentil crown molding in Living and Primary BR, Crown molding and Galley rail shelving throughout Spacious eat-in Kitchen - Cabinets including tall pantry cabinet, Upstairs sitting area and BR, Efficient HVAC - Ductwork updated within the past few years. Within walking distance - uptown specialty shops, restaurants, Lake Rogers/park - walking trails - fishing, Falls Lake (5 mi) and more.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
Creedmoor ElementaryGrades PK-50.8 mi
4/10
G C Hawley MiddleGrades 6-80.8 mi
4/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Concrete,Block,Concrete Perimeter,Pillar/Post/Pier,Raised
  • Roof: Metal
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Blown-In Insulation,Concrete,Ducts Professionally Air-Sealed,Lap Siding,Spray Foam Insulation,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial, Cottage, Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Free-Standing Electric Range,Free-Standing Refrigerator,Oven,Range,Range Hood,Refrigerator
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bathtub/Shower Combination,Built-in Features,Ceiling Fan(s),Crown Molding,Dual Closets,Kitchen/Dining Room Combination,Laminate Counters,Master Downstairs,Track Lighting
  • Door features: Storm Door(s)
  • Window features: Blinds,Storm Window(s),Wood Frames
  • Flooring: Carpet,Linoleum,Softwood
  • Fireplace features: None
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 896
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air,Propane,None
  • Cooling features: Central Air,Dual,Electric

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Property

Details

  • Parcel number: 089613027892
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One and One Half, Two
  • Stories: 1
  • Patio & porch: Other
  • Exterior features: Rain Gutters
  • Fencing: None
  • Has view: Yes
  • View description: Downtown,Trees/Woods

Lot

  • Lot size: 0.39 Acres
  • Features: Back Yard,Cleared,Corners Marked,Front Yard,Rectangular Lot,Rolling Slope,Sloped,Sloped Down,Wooded
  • Lot size dimensions: 119.0 x 195.0 x

Parking

  • Total spaces: 5
  • Parking features: Deeded,Direct Access,Driveway,Gravel,No Garage,Off Street,On Site,Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Granville County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$90$1,080
Property Taxes $130$1,560
Electricity $200$2,405
Total$1,431$17,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,062/yr
40% on housing$42,930/yr
45% on housing$38,160/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 27522$148
Granville County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 27522$176
Granville County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$194,999
2026-08-07Price change$194,999
2026-07-17Listed for sale$199,999

For Sale by Agent

AgentStephanie Hicks
BrokeragePremier Advantage Realty Inc

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