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4920 E Kara Dr, Stillwater, OK, 74074

3beds
2baths
1,439sqft
$242,500
$169price/sqft
$1,806/moest. monthly cost
$72,240/yrincome needed

About This Home

Welcome home to this beautiful 3 bedroom, 2 bathroom home nestled on almost an acre, offering the perfect blend of comfort, style, and space. The open concept floor plan creates an inviting atmosphere, ideal for entertaining or everyday living. Durable concrete floors flow throughout the home, adding both character and low maintenance appeal. The cozy kitchen opens seamlessly to the living and dining areas, making it easy to gather with family and friends. The generous primary suite provides a relaxing retreat, while two other bedrooms offers flexibility for guests, a home office or hobbies. Outside, you'll enjoy a lovely patio and nearly an acre of room to spread out, whether you envision a garden, workshop, outdoor entertaining space, or simply enjoying the peaceful surroundings. This property offers the space you've been looking for with the convenience of modern living. Don't miss your opportunity to make this one your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
10/10
9/10
Stillwater High SchoolGrades 10-124.7 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Oven,Range Hood,Refrigerator,Dishwasher,Disposal

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Window Treatments

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,439
  • Total interior livable area: 1,439 sqft

Property

Details

  • Parcel number: 19N03E2849P6060010011
  • Zoning description: Large Lot Single Family Stw

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Lawn Sprinkler System
  • Fencing: Back Yard

Lot

  • Lot size: 0.92 Acres
  • Lot size dimensions: .92 acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Hail
Heat Wave
Strong Wind
Wildfire
Winter Weather
Drought
Inland Flooding

FEMA Declared Disasters in Payne County and Oklahoma

Fire
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,226$14,712
Home Insurance $281$3,372
Property Taxes $155$1,860
Electricity $144$1,732
Total$1,806$21,672

Income You'd Need if You Spent...

35% on housing$61,920/yr
40% on housing$54,180/yr
45% on housing$48,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 74074$180
Payne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74074$169
Payne County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$242,500
2026-06-28Listed for sale$250,000
2022-04-29Sold$160,000
2022-03-17Pending sale$160,000
2022-03-17Listed for sale$160,000
2022-03-17Pending sale$160,000
2022-03-17Pending sale$160,000
2022-03-17Listed for sale$160,000
2021-09-21Sold$185,000
2012-11-01Sold$119,000
2012-08-18Listed for sale$118,500
2009-06-30Sold$108,500
2009-02-11Sold$10,000

For Sale by Agent

AgentStacey Koon
BrokerageRealty ONE Group Champion - Stillwater

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