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220 Kelso Dr, Erie, PA, 16505

1beds
2baths
1,530sqft
$279,000
$182price/sqft
$2,100/moest. monthly cost
$84,000/yrincome needed

About This Home

Unique home with access to private beach on the shores of Lake Erie

Getting Around

29
WalkingCar-Dependent
23
TransitMinimal Transit
47
BikeSomewhat Bikeable

Schools

5/10
Tracy El SchoolGrades K-52.0 mi
6/10
Westlake Middle SchoolGrades PK,6-80.4 mi
7/10
McDowell High SchoolGrades PK,9-122.0 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Other,Carpet,Concrete,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Gas
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 1,530 sqft

Property

Details

  • Parcel number: 33007019021400

Features

  • Exterior features: Other,Brick
  • Has spa: Yes
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.25 Acres

Parking

  • Parking features: Off-street,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$113$1,356
Property Taxes $353$4,236
Electricity $224$2,692
Total$2,100$25,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,000/yr
40% on housing$63,000/yr
45% on housing$56,000/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 16505$122
Erie County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 16505$163
Erie County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-18Price change$279,000
2026-07-07Price change$389,000
2026-07-02Listed for sale$409,000
2008-01-29Sold$106,500

For Sale by Owner

AgentProperty Owner

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