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40 Union Street, White River Junction, VT, 05001

4beds
2baths
1,373sqft
$329,000
$240price/sqft
$2,450/moest. monthly cost
$98,000/yrincome needed

About This Home

Good Cash Flow! Possibilty of Commercial business aspect exists with this property as its in the CB zone / Central Business district. This fully leased two unit property is an excellent chance for investors to add a consistent cash flowing building to their portfolio or for an onsite owner to occupy one unit and let the extra additional rent help pay for your housing. A fairly low maintenance property with some updates which include asphalt roof, vinyl siding, some vinyl windows, laminate floors and a refresh of the porch and rails which was done several years ago! Inside you will find spacious rooms and wonderful original wood trims. Outside enjoy a nice, level, easy to mow, .20 +/- acre in town lot. This Maple / Union Street /route 14 downtown White River Junction home is within walking distance to schools, banks, Co-Op Food store, post office and Hartford Municipal building with town offices. This is a Super convenient location only minutes to I89 & I91, VA Hospital, Dartmouth Hitchcock Medical Center, Dartmouth College and the Historic downtown White River Junction Arts and Theatre district. Very close proximity to public transportation, churches, Northern Stage Theatre, shopping, restaurants and all that the Upper Valley has to offer!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
White River SchoolGrades PK-50.1 mi
7/10
Hartford High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Below Frost Line,Brick,Fieldstone
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: New Englander
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Other,Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,373

Heating & Cooling

  • Heating features: Oil,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,333
  • Total interior livable area: 1,373 sqft

Property

Details

  • Parcel number: 28509010142
  • Zoning description: CB

Features

  • Levels: 1.75
  • Patio & porch: Covered Porch
  • Exterior features: Natural Shade

Lot

  • Lot size: 8,712 sqft
  • Features: Level,Open Lot,In Town,Near Shopping,Near School(s)

Parking

  • Parking features: Shared Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance $84$1,008
Property Taxes $449$5,388
Electricity $254$3,053
Total$2,450$29,400

Income You'd Need if You Spent...

35% on housing$84,000/yr
40% on housing$73,500/yr
45% on housing$65,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.4%
4.4%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 05001$201
Windsor County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 05001$261
Windsor County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-20Listed for sale$329,000

For Sale by Agent

AgentAlex DeFelice
BrokerageThe Clerkin Agency, P.C.

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