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123 Lancha Cir Unit 105, Indian Harbour Beach, FL, 32937

3beds
2baths
1,913sqft
$440,000
$230price/sqft
$3,503/moest. monthly cost
$140,120/yrincome needed

About This Home

Paradise Found! Embrace the coastal lifestyle you've been dreaming of in this beautifully appointed three-bedroom, two-bath condominium in the highly desirable Palm Springs Condos of Indian Harbour Beach. Perfectly situated across from the Atlantic Ocean, this residence offers bright,open living spaces, peekaboo ocean views from the primary bedroom and the living room, and refreshing sea breezes that create an atmosphere of effortless relaxation. Palm Springs offer resort style amenities, including a clubhouse, sparkling pool, gazebo, tennis and pickleball courts all within a warm welcoming community. This home also includes two garage parking spaces-one private enclosed garage and one assigned under-building space for added convenience and security. Whether you're seeking a full time residence, seasonal retreat, or a coastal escape this condo delivers the perfect blend of comfort, elegance, location, and lifestyle. Discover your own piece of paradise, schedule a private viewin

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

9/10
8/10

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Membrane,Tar/Gravel
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Electric Water Heater,Ice Maker,Microwave,Plumbed For Ice Maker,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,In Unit,Upper Level,Washer Hookup

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Elevator,Entrance Foyer,His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Stone

Heating & Cooling

  • Heating features: Central,Electric,Hot Water,Separate Meters
  • Cooling features: Central Air,Electric,Separate Meters

Interior Area

  • Total structure area: 1,913
  • Total interior livable area: 1,913 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Central Living Area,Accessible Closets,Accessible Common Area,Accessible Entrance,Accessible Full Bath,Accessible Hallway(s),Accessible Kitchen,Accessible Washer/Dryer,Adaptable Bathroom Walls,Central Living Area,Grip-Accessible Features

Details

  • Parcel number: 2737120000591.A0000.00
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Balcony,Outdoor Shower,Tennis Court(s),Impact Windows
  • Has spa: Yes
  • Spa features: In Ground
  • Fencing: Block
  • Has view: Yes
  • View description: Ocean,Other
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 4,356 sqft
  • Features: Dead End Street,Many Trees,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Assigned,Garage,Garage Door Opener,Underground
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$583$6,996
Property Taxes $499$5,988
Electricity $197$2,366
Total$3,503$42,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,102/yr
40% on housing$105,090/yr
45% on housing$93,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 32937$266
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32937$310
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Price change$440,000
2026-07-17Listed for sale$455,000
2022-01-14Sold$375,000

For Sale by Agent

AgentMaura M Hawkes
BrokerageSurfside Properties & Mgmt.

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