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260 Pine Hill Lake Dr, Horton, MI, 49246

5beds
4baths
3,353sqft
$1,275,000
$380price/sqft
$8,577/moest. monthly cost
$343,080/yrincome needed

About This Home

PREMIER LAKEFRONT HOME OFFERS PRIVATE CUL-DE-SAC SETTING ON ALL-SPORT FARWELL & PINEHILL CHAIN-OF-LAKES~77 FT OF SHORELINE & LEVEL LOT! Newer construction with high-end meticulous Modern Prairie design, home flaunts explosive, panoramic views from every angle. Soaring ceilings & walls of oversized windows cast stunning views of incredibly refreshing spring-fed waters, filling the home with natural light of the surrounding beauty. Contemporary 4-5BDRM/3.5BA home, over 3350 fin sq ft, envisioned around the art of entertaining & an open floor plan that flows effortlessly indoors & out along miles of Trex decking & the ultimate 30x25 covered patio serving up sunrise views from your built-in hot tub, plus a lakeside kitchenette and swivel TV so everyone can check out the game from the best seat in the house! A grand entry opens to expansive open-concept designs tailored around a stunning living room with stacked stone fireplace and sleek modern kitchen with Cambria Quartz waterfall island, stainless steel appliances, glass tile backsplash & large format tile flooring. Featuring main floor living options with two lakeside bedrooms and 1.5 baths on the first floor and an owner's private luxury ensuite on the second level. An open floating staircase carries you to the second floor stretching across the catwalk, leading to 3 bedrooms & 2 full baths. This retreat is spot on with all the things you dream of-comfort, style, size & luxury! You'll never want to wake up to another view once you've experienced this! A beautiful freestanding soaker tub, dual vanity sinks, walk-in tile/glass shower with rainshower head and walk-in closet await. Incredible accent features you'll love from the ambient lighting inside and out, cable railings, suspended ceiling above the kitchen, dramatic waterfall lighting fixtures, color changing faucets, transom windows, electric car charger & more! Energy efficient design with zoned heating, cooling, on demand hot water heater & Kinetico water softener. New paved roads, spacious concrete driveway, storage shed, Xfinity high speed cable, sewer, natural gas plus a 20K whole house auto generator. Imopressive cul-de-sac setting. Whether enjoyed as a year round home or luxury retreat, this home is truly exceptional and offers a once-in-a-lifetime opportunity for lake lovers seeking the ultimate in lake living. Enjoy the natural, spring fed & all-sport waters with a convenient lakeside marina to fill up your tanks, ice cream parlour, restaurant & golf course around the corner for those looking to tee off. Don't miss your chance to own a piece of Southern Michigan's most desired chain of crystal-clear-Caribbean-blue lakes exploring through Rainbow, Farwell, Pinehill & Fox lakes! With an ideal location of approximately an hour to Monroe, Toledo, Novi, Northville, Lansing, Ann Arbor and more, this home offers you the Up-North feel without the 4 hour drive. Come be a part of this wonderful lake-living community today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator,Water Softener Owned
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Wet Bar,Center Island,Eat-in Kitchen
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,353
  • Total interior livable area: 3,353 sqft

Property

Accessibility

  • Accessibility features: 36 Inch Entrance Door,36' or + Hallway,Accessible Bath Sink,Accessible Kitchen,Accessible M Flr Half Bath,Accessible Mn Flr Bedroom,Accessible Mn Flr Full Bath,Covered Entrance,Low Threshold Shower

Details

  • Parcel number: 000172513007500

Features

  • Stories: 2
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Hot Tub Spa
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Pine Hill Lake

Lot

  • Lot size: 0.42 Acres
  • Features: Level,Cul-De-Sac,Shrubs/Hedges
  • Lot size dimensions: 77 x 258 x 89 x 210

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Jackson County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,447$77,364
Home Insurance *$586$7,032
Property Taxes $1,179$14,148
Electricity $365$4,388
Total$8,577$102,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$294,068/yr
40% on housing$257,310/yr
45% on housing$228,720/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$380This listing

vs Other Active Listings

Avg $/sqft

ZIP 49246$248
Jackson County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 49246$152
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$1,275,000
2026-06-19Price change$1,295,000
2026-06-06Listed for sale$1,350,000
2005-09-12Sold$235,000

For Sale by Agent

AgentStephanie Bosanac-Mortimer
BrokerageRE/MAX Mid-Michigan R.E.

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