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12011 Hopcraft Rd, Onondaga, MI, 49264

7beds
3baths
0sqft
$242,000
--price/sqft
$2,006/moest. monthly cost
$80,240/yrincome needed

About This Home

Property is being sold in an as is condition, and the condition is unknown and may include defects, possible health or safety hazards, or debris, or be located in a Special Flood Hazard Area. Proof of Funds Required. The seller requires that the high bidder be able to demonstrate proof of funds or financing pre-qualification within 24 hours of the auction. Buyer must obtain a pre-qualification letter from a lender of their choice. If buyer intends to pay with cash, a bank letter or other financial account statement showing proof of sufficient funds to cover 100% of the purchase price will be required (account numbers should be removed or redacted). Buyer understands and agrees to submit said documentation to auctioneer within 24 hours of the auction. Sale Inspection Required. The Property may be subject to the Ingham County point of sale inspection and regulation of well and septic systems. The inspection will be ordered, and performed prior to closing. Buyer is purchasing the Property as-is, where-is, and acknowledges and understands that they must obtain approval for Property transfer from the environmental health department. Buyer may be required to submit a corrective action plan, proof of contract with contractor, and/or open an escrow account covering a minimum of 150% of the cost of repairs. Buyer agrees to comply with all Ingham County requirements at Buyer's expense, and assumes responsibility for all remediation and costs as a result of the inspection. Buyer should conduct an investigation into cost of compliance with septic and well requirements prior to bidding. Occupation and Utilities Disclosure. To the best of Seller's knowledge, the property is vacant. The utilities to this property are not currently turned on and the property may be winterized. Utilities will not be turned on prior to closing, regardless of inspections. Buyer will need to consider this and account for it if/when inspecting the property. Buyer is responsible for utility transfer post-closing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
5/10
Springport Middle SchoolGrades 6-86.7 mi
6/10
Springport High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 1990

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area above ground: 4,040

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 4,040

Property

Details

  • Parcel number: 000000000.0000000000.000
  • Lease amount: 0
  • Special condition: Auction

Features

  • Stories: 1

Lot

  • Lot size: 1.44 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Jackson County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,223$14,676
Home Insurance *$120$1,440
Property Taxes $223$2,676
Electricity $440$5,287
Total$2,006$24,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,777/yr
40% on housing$60,180/yr
45% on housing$53,493/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 49264$95
Jackson County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 49264$205
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-05-06Sold$223,204
2021-05-10Sold$195,000

Unknown Listed By

AgentBrian Brockman
BrokerageWilliams & Williams Real Estate Auctions

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