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308 James St, Parma, MI, 49269

2beds
1baths
1,685sqft
$149,900
$89price/sqft
$1,233/moest. monthly cost
$49,320/yrincome needed

About This Home

Waiting to be called Home... This affordable move in ready 2 bedroom 1 1/2 bath home offers an attached carport, kitchen appliances to remain with the sale, sun room off kitchen that leads out to the deck all situated on a large fenced corner lot at the end of the street all located in Western school district. Get your showing schedule today with a local REALTOR.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
Parma Elementary SchoolGrades PK-50.4 mi
7/10
Western Middle SchoolGrades 6-83.4 mi
7/10
Western High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,685
  • Total interior livable area: 1,685 sqft

Property

Details

  • Parcel number: 002063623100901
  • Zoning description: Residential

Features

  • Stories: 2
  • Fencing: Chain Link,Privacy

Lot

  • Lot size: 0.46 Acres
  • Features: Corner Lot,Shrubs/Hedges
  • Lot size dimensions: 218 x 23 x 114

Parking

  • Parking features: Carport,Attached
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters in Jackson County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$92$1,104
Property Taxes $196$2,352
Electricity $188$2,259
Total$1,233$14,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,274/yr
40% on housing$36,990/yr
45% on housing$32,880/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 49269$456
Jackson County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 49269$128
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$169,900
2022-09-27Sold$139,900
2022-08-19Contingent$139,900
2022-08-09Listed for sale$139,900
2022-06-13Contingent$139,900
2022-06-02Listed for sale$139,900
2018-05-21Sold$80,000
2018-03-09Pending sale$84,900
2018-03-03Listed for sale$84,900

For Sale by Agent

AgentClifford Risner
BrokerageExecutive Brokers Residential and Commercial Real Estate

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