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1714 4th St, Jackson, MI, 49203

4beds
6baths
5,250sqft
$450,000
$86price/sqft
$3,579/moest. monthly cost
$143,160/yrincome needed

About This Home

TIMELESS ELEGANCE NESTLED IN THE HEART OF JACKSON COUNTY'S COVETED LOWER ESSEX HEIGHTS. Situated on an expansive corner setting spanning three lots, this stately 4 bedroom, 4.5 bath home offers an exceptional blend of classic charm and modern comfort, complete with a three-car garage and beautifully manicured grounds. From the moment you enter, you're greeted by a striking formal entry adorned with checkerboard tile flooring, leading gracefully to a stunning wooden staircase with intricately crafted banisters and bold custom wall detailing. Rich hardwood floors flow throughout much of the home, enhancing its warmth and sophistication. Designed for both entertaining and everyday living, the formal dining room features built-in china cabinets, while the inviting living room showcases a solid Cherry carved mantle with intricate details surrounding the wood-burning fireplace. Custom artist-painted decorative lunettes accents the floor-to-ceiling windows in the living & dining rooms. A breathtaking sunlit den extends off the living room with heated floors & Western sky sunsets. The kitchen exudes Old World charm with terra cotta walls and tiled floors, complemented by modern conveniences such as stainless steel appliances, center island, walk-in butler's pantry, abundant cabinetry and built-in desk. A cozy dine-in area completes this inviting space. Upstairs, a spacious landing offers a moment of pause before entering the thoughtfully designed bedrooms. The primary suite is nothing short of extraordinary, featuring hardwood floors and a luxurious en-suite bath with heated tile floors, walk-in tiled shower with glass enclosure, dual vanities and a dedicated dressing area. Additional bedrooms are equally impressive, including a secondary en-suite perfect for guests, complete with its own full bath, walk-in closet and cedar-lined storage. The finished lower level expands your living options with a spacious recreation room centered around a wood stove, ideal for gatherings and game nights. This level also includes a non-conforming bedroom, full bath and an oversized laundry room equipped with a chute, wash sink and extensive cabinetry. Outdoors, enjoy a private patio overlooking the expansive, level lawn-perfect for entertaining, yard games & gardening. The striking curb appeal is completed with pristine landscaping & lush, irrigated lawns, reflecting true pride of ownership. Additional highlights include new windows, updated siding, brand-new roof (2023) and even features an automatic generator for peace of mind. Ideally located between Cascades Park and Ella Sharp Park, this remarkable home offers both tranquility and convenience. This is an exceptional opportunity to own a residence where love, luxury and character come together seamlessly. This home truly must be seen to fully be appreciated.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

3/10
Cascades SchoolGrades PK-50.8 mi
4/10
1/10
Jackson PathwaysGrades 9-121.6 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Trash Compactor,Washer
  • Laundry features: In Basement,Laundry Chute,Laundry Room,Sink

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Center Island,Pantry
  • Window features: Replacement,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Recreation Room
  • Fireplace: Yes
  • Finished area below ground: 1,000

Heating & Cooling

  • Heating features: Hot Water,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,050
  • Total interior livable area: 5,250 sqft

Property

Accessibility

  • Accessibility features: Accessible M Flr Half Bath

Details

  • Parcel number: 3272500000

Features

  • Stories: 2
  • Fencing: Invisible

Lot

  • Lot size: 0.32 Acres
  • Features: Corner Lot,Sidewalk,Shrubs/Hedges
  • Lot size dimensions: 58 x 207 x 58 x 207

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Jackson County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$316$3,792
Property Taxes $416$4,992
Electricity $572$6,871
Total$3,579$42,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,708/yr
40% on housing$107,370/yr
45% on housing$95,440/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 49203$113
Jackson County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 49203$117
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$495,000

For Sale by Agent

AgentStephanie Bosanac-Mortimer
BrokerageRE/MAX Mid-Michigan R.E.

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