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157 Merlo Rd, Mineral Point, PA, 15942

2beds
2baths
1,100sqft
$20,000
$18price/sqft
$353/moest. monthly cost
$14,120/yrincome needed

About This Home

Check out this fixer-upper in East Taylor Township featuring 2 bedrooms and 2 baths. This home offers a very open floor plan and sits on over a quarter-acre lot, providing plenty of space both inside and out. While it does need some improvements, it presents a great opportunity to bring your vision to life and create the home you've been looking for.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone,See Remarks
  • Roof: Shingle
  • Construction materials: Insulbrick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Combination
  • Flooring: See Remarks,Varies
  • Fireplace features: None
  • Fireplace: Yes
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Oil,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 023 054693
  • Special condition: See Remarks
  • Exclusions: Shed

Features

  • Levels: Two
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 0.26 Acres
  • Features: Year Round Access

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $101$1,212
Home Insurance *$9$108
Property Taxes $19$228
Electricity $224$2,692
Total$353$4,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,102/yr
40% on housing$10,590/yr
45% on housing$9,413/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$18This listing

vs Other Active Listings

Avg $/sqft

ZIP 15942
Cambria County$63

vs Homes Sold Last Month

Median $/sqft

ZIP 15942$107
Cambria County$74

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Price change$23,000
2026-04-14Listed for sale$25,000
1999-11-01Sold$16,000

For Sale by Agent

AgentSean Ford
BrokerageLang Real Estate

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