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160 Mattison Ct, Aptos, CA, 95003

3beds
3baths
2,616sqft
$2,350,000
$898price/sqft
$15,217/moest. monthly cost
$608,680/yrincome needed

About This Home

Perched above Aptos Village on a quiet private cul-de-sac, 160 Mattison Court offers a rare blend of size, quality, ocean views, and walkability. The Village is just a one-minute walk, Nisene Marks is nearby for hiking and mountain biking, and Rio Del Mar Beach is close enough for toes-in-the-sand afternoons. Built in 2009 and gently lived in by its original owner, this spacious home feels private and relaxed, yet moments from New Leaf, Mentone, Cat & Cloud, Akira, Aptos St. BBQ, The Parish, boutique shopping, trails, and the beach. Inside, soaring ceilings, bamboo hardwood floors, and an open layout create a warm coastal feel. Ocean views from multiple rooms and both levels of expansive decking create a beautiful backdrop for morning coffee, outdoor dining, entertaining, or taking in the setting. The heart of the home is a large kitchen with granite counters, stainless appliances, and generous storage. The primary suite is spacious and tasteful, with ocean views, a walk-in closet, dual sinks, and a soaking tub. Good-sized guest bedrooms, a private courtyard, multiple concrete pathways, a finished two-car garage with attic storage, a matching storage building, extensive hardscape, mature low-maintenance landscaping, and a .20-acre lot complete this special Aptos property.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

8/10
5/10
Aptos Junior High SchoolGrades 7-81.0 mi
8/10
Aptos High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Microwave,Double Oven,Self Cleaning Oven,Refrigerator,Warming Drawer
  • Laundry features: Gas Dryer Hookup,Inside

Bathroom

  • Features: ShoweroverTub1, StallShower, TubinPrimaryBedroom, TubwJets, Tubs2plus

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastNook, FormalDiningRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • High Ceilings
  • Flooring: Carpet,Hardwood,Slate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Starter

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,616
  • Total interior livable area: 2,616 sqft

Property

Details

  • Parcel number: 04172104000
  • Zoning: R-1-6
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Back Yard,Fenced,Storage Shed Structure,Courtyard
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 8,497 sqft
  • Features: Sloped Down

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Landslide
Wildfire
Drought
Inland Flooding

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,882$142,584
Home Insurance *$314$3,768
Property Taxes $2,461$29,532
Electricity $560$6,731
Total$15,217$182,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$521,725/yr
40% on housing$456,510/yr
45% on housing$405,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$898This listing

vs Other Active Listings

Avg $/sqft

ZIP 95003$684
Santa Cruz County$619

vs Homes Sold Last Month

Median $/sqft

ZIP 95003$821
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$2,300,000
2026-07-22Price change$2,350,000
2026-06-30Listed for sale$2,495,000
2026-06-15Contingent$2,495,000
2026-05-26Listed for sale$2,495,000
2009-10-16Sold$990,000

For Sale by Agent

AgentMike Bloch
BrokerageChristie's International Real Estate Sereno

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