See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

55 Bank St, North East, PA, 16428

4beds
2baths
1,728sqft
$259,999
$150price/sqft
$1,982/moest. monthly cost
$79,280/yrincome needed

About This Home

This charming older home is nestled right in downtown North East, PA! The property features an expansive, fenced-in backyard with a spacious covered patio, a storage shed, and a beautiful, open field directly behind it. Home & Outdoor Highlights:Parking & Storage: Includes a versatile 2.5-car garage and a large, double-wide driveway for plenty of off-street parking.Outdoor Space: A massive fenced yard leading into open green space, complete with a large covered patio ideal for entertaining or relaxing. Prime Location:Convenience: Steps from a local bus route and CVS, and just one block from the town center and park. Education: Located just a block and a half away from the North East School District campus.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

7/10
North East Middle SchoolGrades 6-80.6 mi
6/10
North East High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven,Refrigerator

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Laminate

Heating & Cooling

  • Heating features: Baseboard,Other,Radiant,Gas
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 1,728 sqft

Property

Details

  • Parcel number: 35001020000400
  • Zoning: R-1

Features

  • Exterior features: Other,Vinyl

Lot

  • Lot size: 0.60 Acres

Parking

  • Total spaces: 10
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$115$1,380
Property Taxes $329$3,948
Electricity $224$2,692
Total$1,982$23,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,954/yr
40% on housing$59,460/yr
45% on housing$52,853/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 16428$151
Erie County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 16428$156
Erie County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Listed for sale$259,999
2019-08-12Listing removed$179,900
2019-05-16Listed for sale$179,900
2007-03-17Listing removed$150,000
2007-02-20Listed for sale$150,000
2005-04-29Sold$140,000
2000-04-28Sold$94,000

For Sale by Owner

AgentProperty Owner

Similar Homes