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10253 N CENTRAL AVE --, Phoenix, AZ, 85020

3beds
3baths
2,515sqft
$1,400,000
$557price/sqft
$10,088/moest. monthly cost
$403,520/yrincome needed

About This Home

TO BE BUILT - Exceptional new-construction opportunity on an 8,712-square-foot hillside lot located within the highly desirable, gated Mount Central Place community. Residents enjoy premium community amenities including a heated pool, tennis courts, and direct access to scenic hiking trails, creating an ideal balance of luxury living and outdoor recreation. This offering includes a newly issued building permit for a spectacular custom modern home with a private pool, allowing construction to begin immediately. Livable square footage 2,515 with an ''under roof'' 2 car garage at almost 500 square feet. Private infinity pool with direct view of downtown Phoenix. Perfect for a buyer seeking to build a dream residence

Getting Around

13
WalkingCar-Dependent
43
TransitSome Transit
23
BikeSomewhat Bikeable

Schools

4/10
9/10
Sunnyslope High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Tile
  • Construction materials: Spray Foam Insulation,Stucco

Other

  • Builder name: Morgan Taylor Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Electric Range,Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Pantry,Quartz Countertops,Smart Home,Upstairs,Breakfast Bar,Full Bth Master Bdrm
  • Window features: Double Pane Windows
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,515
  • Total interior livable area: 2,515 sqft

Property

Details

  • Parcel number: 15942134

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Block
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 8,712 sqft
  • Features: Desert Back,Desert Front

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance $317$3,804
Property Taxes $2,426$29,112
Electricity $266$3,196
Total$10,088$121,056

Income You'd Need if You Spent...

35% on housing$345,874/yr
40% on housing$302,640/yr
45% on housing$269,013/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$557This listing

vs Other Active Listings

Avg $/sqft

ZIP 85020$271
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85020$346
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Listed for sale$1,845,000
2021-03-11Sold$192,000
2018-11-20Sold$145,000
2018-01-23Price change$149,900
2017-08-01Price change$155,000
2017-07-18Price change$160,000
2017-05-11Price change$171,000
2017-04-27Price change$173,000
2016-08-03Listed for sale$175,000
2016-02-02Listing removed$215,000
2015-02-03Price change$215,000
2014-08-16Listed for sale$226,000
2014-02-01Listing removed$226,000
2013-11-26Price change$226,000
2013-11-07Listed for sale$169,900
2004-02-27Sold$150,000
1999-03-01Sold$67,000

For Sale by Agent

AgentGiselle Gutierrez
BrokerageMorgan Taylor Realty

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