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84 Concord St, Union City, PA, 16438

2beds
2baths
810sqft
$109,095
$135price/sqft
$989/moest. monthly cost
$39,560/yrincome needed

About This Home

Cozy Union City bungalow offering space, character, and value. This 2-bed/1.5-bath home sits on a cinder block foundation with aluminum siding and an enclosed front porch perfect for enjoying the seasons. Inside, you'll find a functional layout with carpet, tile, and linoleum flooring. The kitchen includes all appliances. A Weil-McLain gas boiler and a newer gas water heater provide peace of mind for essential functions. Off-street parking adds everyday convenience. The shed with existing electricity sits on a concrete slab and is ready for endless possibilities. The 4 adjoining vacant lots feature wild cherry trees and a variety of valuable timber, a rare bonus adding beauty and long-term value. The property carries a unique historical connection to the Union City and Titusville RR corridor, lending a rich layer of local heritage that can't be replicated. Whether you're an investor, first-time buyer, or looking to plant roots in a community with history, this bungalow is worth a look.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
Union City El SchoolGrades PK-50.4 mi
5/10
Union City Middle SchoolGrades 6-80.3 mi
4/10
Union City High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Refrigerator,Dryer,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Dimensions: 12x11

Bedroom

  • Level: Second
  • Dimensions: 14x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 14x10

Features

  • Flooring: Laminate,Other

Half Bath

  • Level: First
  • Dimensions: 2x8

Heating & Cooling

  • Heating features: Gas,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 810
  • Total interior livable area: 810 sqft

Kitchen

  • Level: First
  • Dimensions: 11x10

Living Room

  • Level: First
  • Dimensions: 12x14

Office

  • Level: First
  • Dimensions: 11x8

Other

  • Level: Second
  • Dimensions: 6x6

Porch

  • Level: First
  • Dimensions: 19x8

Property

Details

  • Parcel number: 41014057.0007.00
  • Zoning description: R-1
  • Special condition: Listed As-Is

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Porch,Storage

Lot

  • Lot size: 2.02 Acres
  • Features: Irregular Lot,Mineral Rights
  • Lot size dimensions: 361 x 354 x 371 x 171

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $551$6,612
Home Insurance *$76$912
Property Taxes $138$1,656
Electricity $224$2,692
Total$989$11,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,908/yr
40% on housing$29,670/yr
45% on housing$26,373/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 16438$101
Erie County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 16438$141
Erie County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$99,095
2026-06-26Price change$109,095
2026-05-13Listed for sale$124,095

For Sale by Agent

AgentBrandy Bridge
BrokerageERA Richmond Real Estate Service

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