See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2320 Chatham Rd, Springfield, IL, 62704

5beds
4baths
3,676sqft
$479,000
$130price/sqft
$3,861/moest. monthly cost
$154,440/yrincome needed

About This Home

Welcome to this spacious 5BR, 3.5 bath stone and brick home offering 3676 sf of living space in one of Springfield's most desirable locations. Situated on a scenic wooded lot with a downhill slope, the property features a private driveway set back from Chatham Road and separated by mature gardens, creating a peaceful and secluded setting. Large windows throughout the home provide abundant natural light. The home features a large kitchen w/ample cabinet and counter space, multiple living and entertaining areas and a spacious primary suite that serves as a comfortable private retreat. Enjoy the beautiful deck and pergola overlooking the wooded backyard-perfect for relaxing or hosting guests. Walking distance to Washington Park, 9 minutes to Springfield Memorial Hospital and SIU School of Medicine, 11 minutes to HSHS St. John's Hospital, 5 minutes to White Oaks Mall, grocery stores, restaurants and major shopping. Located in highly sought after Springfield School District 186, serving Iles Elementary School, the Early Learning Center and Springfield High School. A rare combination of privacy, natural beauty, convenience, and space in the heart of Springfield.

Getting Around

39
WalkingCar-Dependent
32
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

6/10
Butler Elementary SchoolGrades K-51.1 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame,Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom1

  • Level: Main
  • Dimensions: 15ft 7in x 14ft 1in

Bedroom2

  • Level: Basement
  • Dimensions: 15ft 7in x 12ft 8in

Bedroom3

  • Level: Basement
  • Dimensions: 15ft 7in x 12ft 7in

Bedroom4

  • Level: Basement
  • Dimensions: 14ft 6in x 14ft 0in

Bedroom5

  • Level: Basement
  • Dimensions: 14ft 6in x 13ft 1in

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Level: Basement
  • Dimensions: 15ft 5in x 23ft 1in

Features

  • Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,972
  • Total interior livable area: 3,676 sqft

Kitchen

  • Level: Main
  • Dimensions: 12ft 0in x 16ft 4in

Laundry

  • Level: Main
  • Dimensions: 9ft 5in x 8ft 7in

Living Room

  • Level: Main
  • Dimensions: 17ft 11in x 25ft 6in

Main Level

  • Area: 1972

Other

  • Level: Main
  • Dimensions: 14ft 11in x 12ft 6in

Other

  • Level: Main
  • Dimensions: 12ft 4in x 14ft 0in

Other

  • Area: 1704

Property

Details

  • Parcel number: 22050351061

Features

  • Patio & porch: Deck,Porch

Lot

  • Lot size: 9,536 sqft
  • Features: Cul-De-Sac,Wooded
  • Lot size dimensions: 149 x 64

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$403$4,836
Property Taxes $754$9,048
Electricity $282$3,392
Total$3,861$46,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,377/yr
40% on housing$115,830/yr
45% on housing$102,960/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 62704$103
Sangamon County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 62704$110
Sangamon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Price change$479,000
2026-05-29Price change$489,500
2026-05-14Listed for sale$499,500
2023-06-01Sold$419,900
2023-04-25Pending sale$419,900
2023-04-21Listed for sale$419,900
2022-03-01Sold$390,000
2021-12-28Pending sale$409,000
2021-11-14Listed for sale$409,000
2017-08-11Sold$340,000
2017-03-24Listed for sale$379,900
2016-12-16Listing removed$389,500
2016-10-17Price change$389,500
2016-06-15Listed for sale$399,500
2007-08-07Sold$365,000

For Sale by Agent

AgentJerry George
BrokerageThe Real Estate Group, Inc.

Similar Homes