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525 Karen Rose Dr, Rochester, IL, 62563

3beds
2baths
1,639sqft
$229,900
$140price/sqft
$1,806/moest. monthly cost
$72,240/yrincome needed

About This Home

Welcome home to this spacious duplex in the Rochester School District! Featuring an inviting open layout with vaulted ceilings in the family room, this home offers a spacious eat in kitchen with breakfast bar and beautiful hardwood floors. The primary suite includes a walk in closet and private bath complete with a separate shower, marble wrapped whirlpool tub, and double sink vanity. Additional highlights include a new furnace and air conditioning system installed in 2025, solid 6 panel doors, a separate laundry room, and a 2 car attached garage. Enjoy outdoor living with a concrete patio overlooking the backyard. A well maintained home offering comfort, quality finishes, in a great location.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
7/10
Rochester Jr High SchoolGrades 7-80.6 mi
7/10
Rochester High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Basement: Crawl Space,None

Bedroom1

  • Level: Main
  • Dimensions: 14ft 0in x 17ft 7in

Bedroom2

  • Level: Main
  • Dimensions: 11ft 6in x 11ft 1in

Bedroom3

  • Level: Main
  • Dimensions: 11ft 6in x 11ft 1in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,639
  • Total interior livable area: 1,639 sqft

Kitchen

  • Level: Main
  • Dimensions: 13ft 8in x 10ft 2in

Laundry

  • Level: Main
  • Dimensions: 8ft 11in x 6ft 7in

Living Room

  • Level: Main
  • Dimensions: 18ft 8in x 19ft 7in

Main Level

  • Area: 1639

Other

  • Level: Main
  • Dimensions: 13ft 7in x 9ft 8in

Property

Details

  • Parcel number: 2315.0134008

Features

  • Patio & porch: Deck

Lot

  • Lot size: 2,613 sqft
  • Features: Level,Other
  • Lot size dimensions: 2480 Sq Ft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tornado
Drought
Earthquake
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$152$1,824
Property Taxes $362$4,344
Electricity $130$1,569
Total$1,806$21,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,920/yr
40% on housing$54,180/yr
45% on housing$48,160/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 62563$132
Sangamon County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 62563$160
Sangamon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$224,900
2026-08-05Price change$224,900
2026-07-30Price change$229,900
2026-07-20Listed for sale$239,900
2009-09-04Sold$130,000

For Sale by Agent

AgentKyle T Killebrew
BrokerageThe Real Estate Group, Inc.

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