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1818 Baird St, Louisville, KY, 40203

2beds
1baths
759sqft
$28,000
$37price/sqft
$355/moest. monthly cost
$14,200/yrincome needed

About This Home

INVESTOR SPECIAL! Great opportunity to add value with this 2-bedroom, 1-bath home. This property needs renovation but offers strong potential as a rental, flip, or long-term investment. Affordable entry point with a low starting price, making it an excellent opportunity for investors looking to build equity. Bring your vision and transform this property into a cash-flowing asset!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

1/10
Byck Elementary SchoolGrades K-50.9 mi
1/10
4/10
Westport Middle SchoolGrades 6-89.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shotgun
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 759

Full Bathroom

  • Level: First

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 759
  • Total interior livable area: 759 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 02015G00940000

Features

  • Stories: 1
  • Fencing: None

Lot

  • Lot size: 2,178 sqft
  • Features: Sidewalk,Level
  • Lot size dimensions: 25 x 90

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $141$1,692
Home Insurance *$31$372
Property Taxes $29$348
Electricity $154$1,850
Total$355$4,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,171/yr
40% on housing$10,650/yr
45% on housing$9,466/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 40203$102
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40203$139
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Price change$28,000
2026-06-24Listed for sale$30,000
2026-02-26Listing removed$48,000
2026-02-18Price change$48,000
2026-02-12Listed for sale$49,000

For Sale by Agent

AgentKevin Hart
Brokerage85W Real Estate

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