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1127 S 2nd St, Louisville, KY, 40203

4beds
5baths
4,218sqft
$599,000
$142price/sqft
$4,696/moest. monthly cost
$187,840/yrincome needed

About This Home

Recent improvements include brand-new storm windows and newly installed Nest thermostats for added comfort and efficiency. Built in 1900, this meticulously preserved 3-story Victorian home offers over 4,200 sq ft of solid brick construction in the heart of Old Louisville. The home features gorgeous hardwood floors, decorative fireplaces, and original architectural details that highlight its historic character. With 4 spacious bedrooms, 3 full baths, and 2 half baths, the layout provides plenty of room for everyday living and entertaining. Fresh interior paint, including new paint in the kitchen, enhances the interior, while a custom stained glass window on the second floor adds unique character. Cat 7 cable wiring on each floor supports reliable high-speed internet for modern living. Conveniently located near local dining, parks, and downtown amenities.

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
88
BikeVery Bikeable

Schools

9/10
5/10
Meyzeek Middle SchoolGrades 6-80.6 mi
2/10
Jeffersontown High SchoolGrades 9-129.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Cellar

Bedroom

  • Level: Second

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Area

  • Level: First

Family Room

  • Level: Third

Features

  • Finished area below ground: 0
  • Finished area above ground: 4,218

Half Bathroom

  • Level: Third

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,218
  • Total interior livable area: 4,218 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Office

  • Level: Third

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 08030J00490000

Features

  • Stories: 3
  • Patio & porch: Deck
  • Exterior features: Balcony
  • Fencing: Privacy,Full

Lot

  • Lot size: 6,534 sqft
  • Features: Sidewalk,Level
  • Lot size dimensions: 32.5 x 200

Parking

  • Total spaces: 2
  • Parking features: Detached,Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$673$8,076
Property Taxes $662$7,944
Electricity $333$3,997
Total$4,696$56,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,005/yr
40% on housing$140,880/yr
45% on housing$125,226/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 40203$100
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40203$139
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-06Listed for sale$650,000
2026-02-20Listing removed$670,000
2025-11-06Price change$670,000
2025-09-03Price change$675,000
2025-07-11Listed for sale$685,000
2020-10-22Listing removed$3,100
2020-09-21Listed for rent$3,100
2020-09-18Listing removed$495,000
2020-08-07Price change$495,000
2020-07-31Price change$497,000
2020-06-26Listed for sale$500,000
2017-11-27Sold$450,000
2017-09-08Listed for sale$474,900
2016-04-15Sold$424,500
2016-03-22Pending sale$450,000
2015-10-23Listed for sale$450,000
2013-04-24Sold$379,900
2013-03-27Pending sale$389,900
2013-02-24Listed for sale$389,900
2012-08-30Sold$60,000
2012-07-07Listed for sale$50,000

For Sale by Agent

AgentMonica Dunlap, Totally About Houses
BrokerageTotally About Houses

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