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2520 S 3rd St Unit 112, Louisville, KY, 40208

1beds
1baths
693sqft
$163,900
$237price/sqft
$1,385/moest. monthly cost
$55,400/yrincome needed

About This Home

Partially furnished and move-in ready, this industrial loft is ideally located directly across from UofL. Recent 2025 updates include fresh paint, a new bathroom vanity, updated kitchen countertops, and modern fixtures. The versatile floor plan offers multiple living options, featuring a raised loft currently used as a bedroom. The current dining area can easily serve as a second bedroom, home office, or expanded living space to fit your needs. Large windows, polished concrete floors, and soaring ceilings create a bright, open feel with modern industrial character. The pet-friendly building offers secured key-card entry, an on-site courtesy officer, and a reserved parking space conveniently located just outside the building entrance. The unit includes all kitchen appliances, a washer and dryer, accent lighting, a couch, a queen bed, and two dining sets - making your move even easier. Why rent when you can own and build equity? This property is an excellent opportunity for a UofL student, first-time homebuyer, or investor. Similar units rent for $1,300-$1,500 per month, offering strong investment potential. COA fees include water, sewer, trash service, snow removal, master insurance, and common area maintenance.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

2/10
7/10
Noe Middle SchoolGrades 6-80.7 mi
1/10
Iroquois High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1912

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Cooktop,Oven,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Blinds,Screens
  • Flooring: Concrete
  • Finished area below ground: 0
  • Finished area above ground: 693

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 693
  • Total interior livable area: 693 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 11402334 . 050K01120000

Features

  • Levels: One
  • Fencing: Partial
  • Has view: Yes
  • View description: Other

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $828$9,936
Home Insurance *$229$2,748
Property Taxes $174$2,088
Electricity $154$1,850
Total$1,385$16,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,485/yr
40% on housing$41,550/yr
45% on housing$36,933/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 40208$101
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40208$120
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Contingent$163,900
2026-07-28Listed for sale$163,900
2026-07-20Listing removed$166,000
2026-06-02Listed for sale$166,000
2019-07-18Listing removed$850
2019-06-25Listed for rent$850
2019-05-06Sold$109,500
2019-02-27Pending sale$110,000
2019-01-22Listed for sale$110,000
2018-08-17Listing removed$135,000
2018-08-08Price change$135,000
2018-06-30Listing removed$1,000
2018-06-28Listed for rent$1,000
2018-05-08Listed for sale$142,500
2017-12-30Listing removed$1,100
2017-10-10Listing removed$135,000
2017-07-07Listed for rent$1,100
2017-07-05Price change$135,000
2017-04-05Listed for sale$149,900
2016-07-09Listing removed$1,100
2015-10-05Listing removed$1,000
2015-09-08Price change$1,000
2015-08-24Price change$1,100
2015-05-12Listed for rent$1,200
2012-07-24Listing removed$1,100
2010-06-16Sold$124,000

For Sale by Agent

AgentErica R Hansen
BrokerageChristies International Real Estate Bluegrass

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