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40 Jordan Shore Drive, Poland, ME, 04274

2beds
1baths
1,049sqft
$495,000
$472price/sqft
$3,608/moest. monthly cost
$144,320/yrincome needed

About This Home

1920's family cottage up for sale on one of the most beautiful lakes in Maine. Close to Gray Center, Oxford and not to far is Mt Abram and Sunday River Ski Resorts. The cottage sits on a concrete frost wall giving it complete support and protecting the underside from the elements. Newly installed vinyl windows, asphalt roof, updated bathroom, paved driveway (2021) and a new septic system and leach field (2015). The cottage comes fully furnished with beds, sleeper sofa, dressers, recliners, TV, microwave, range, refrigerator, Blackstone Griddle, 24' Pontoon Boat/Trailer with a (2017) 60hp Mercury Outboard, boat toys, aluminum dock, 2 kayaks and many more miscellaneous items. The cottage is currently winterized but is available for showings.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
Poland Community SchoolGrades PK-62.1 mi
7/10
4/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Dirt Floor,Crawl Space,Partial

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Pantry,Shower
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,049

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,049
  • Total interior livable area: 1,049 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: POLAM0031L0004
  • Zoning: residential

Features

  • Has view: Yes
  • View description: Scenic
  • On waterfront: Yes
  • Waterbody name: Tripp Lake
  • Frontage length: Waterfrontage: 60,Waterfrontage Owned: 60

Lot

  • Lot size: 9,583 sqft
  • Features: Near Golf Course,Level,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Paved,1 - 4 Spaces,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Hurricane
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance $158$1,896
Property Taxes $704$8,448
Electricity $244$2,930
Total$3,608$43,296

Income You'd Need if You Spent...

35% on housing$123,702/yr
40% on housing$108,240/yr
45% on housing$96,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$472This listing

vs Other Active Listings

Avg $/sqft

ZIP 04274$241
Androscoggin County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 04274$263
Androscoggin County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-25Price change$495,000
2025-06-10Price change$499,000
2024-11-25Listed for sale$520,000
2016-09-16Listing removed$325,000
2016-01-11Price change$325,000
2014-06-20Listed for sale$350,000

For Sale by Agent

BrokerageClear View Real Estate

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