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708 Morse Ave, Simpson, PA, 18407

2beds
2baths
1,020sqft
$155,000
$152price/sqft
$1,305/moest. monthly cost
$52,200/yrincome needed

About This Home

This move-in ready 2-bedroom, 1.5-bath ranch has been thoughtfully renovated with modern finishes and quality upgrades. Updates include fresh interior and exterior paint, new laminate flooring throughout, granite countertops, and brand-new plumbing. The electrical system is mostly updated and features a 200-amp service.The full bath offers a convenient Jack-and-Jill layout. Off-street parking adds convenience, and the home sits on a quiet, low-traffic street in a desirable neighborhood--just minutes from major highways for an easy commute.Bonus Included: The sale also includes parcel at 704 Morse Ave (Tax ID: 04507040011 | Deed Book/Page: 202401066), which contains the driveway and detached garage on the right side of the home. The lot size is 40X125. A property survey has already been completed for the new owner's peace of mind.With stylish upgrades, practical features, additional land, and low property taxes, this turnkey home is a rare find--schedule your showing today!All information and measurements are approximate and not warranted or guaranteed.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Carbondale El SchoolGrades PK-62.3 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Stone
  • Roof: Composition,Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Concrete,Exterior Entry,Interior Entry

Bathroom1

  • Area: 84
  • Dimensions: 14 x 6

Bathroom2

  • Area: 60
  • Dimensions: 10 x 6

Bedroom1

  • Area: 192
  • Dimensions: 16 x 12

Bedroom2

  • Area: 156
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 126.5
  • Dimensions: 11.5 x 11

Features

  • Drywall,Eat-in Kitchen
  • Flooring: Carpet,Laminate
  • Attic: Crawl Opening
  • Finished area below ground: 0
  • Finished area above ground: 1,020

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,020
  • Total interior livable area: 1,020 sqft

Kitchen

  • Area: 126.5
  • Dimensions: 11.5 x 11

Living Room

  • Area: 132.25
  • Dimensions: 11.5 x 11.5

Property

Details

  • Parcel number: 04507040012
  • Zoning: R1

Features

  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Awning(s)
  • Frontage length: 45.00

Lot

  • Lot size: 5,662 sqft
  • Features: Cleared,Subdivided,See Remarks,Not In Development
  • Lot size dimensions: 45 x 125

Parking

  • Parking features: Driveway,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$118$1,416
Property Taxes $180$2,160
Electricity $224$2,692
Total$1,305$15,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,742/yr
40% on housing$39,150/yr
45% on housing$34,800/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 18407$111
Lackawanna County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 18407$112
Lackawanna County$124

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-23Price change$155,000
2025-10-07Price change$160,000
2025-09-27Listed for sale$168,000
2023-10-20Sold$130,000
2023-09-01Pending sale$130,000
2023-08-21Listed for sale$130,000
2023-08-13Pending sale$130,000
2023-07-29Listed for sale$130,000
2023-02-01Sold$44,000
2022-10-11Sold$2,536
1998-09-30Sold$54,900

For Sale by Agent

AgentNicole Clark
BrokerageC21 Jack Ruddy Real Estate

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