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176 Belmont St, Carbondale, PA, 18407

2beds
1baths
1,000sqft
$154,900
$155price/sqft
$1,305/moest. monthly cost
$52,200/yrincome needed

About This Home

All you need to do is move in!! This house was completely redone in 2016 from roof to siding , floors , kitchen, bathroom, walls, Furnace, electrical, plumbing, and most windows. Second floor laundry makes it easy to put clothes away! Off street parking for 2-3 cars, and a nice size backyard!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Carbondale El SchoolGrades PK-61.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Stone
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Oven
  • Laundry features: In Bathroom,Upper Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Area: 96
  • Dimensions: 12 x 8

Bedroom1

  • Area: 144
  • Dimensions: 12 x 12

Bedroom2

  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 150
  • Dimensions: 15 x 10

Features

  • Drywall
  • Flooring: Carpet,Laminate
  • Fireplace features: None
  • Attic: Crawl Opening
  • Finished area below ground: 0
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Area: 165
  • Dimensions: 15 x 11

Living Room

  • Area: 224
  • Dimensions: 16 x 14

Office

  • Area: 77
  • Dimensions: 11 x 7

Property

Details

  • Parcel number: 04510040002
  • Zoning: R1
  • Zoning description: Residential
  • Exclusions: Refrigerator,washer and dryer do not come with the sale ..

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Private Yard
  • Fencing: None
  • Frontage length: 38.00

Lot

  • Features: Irregular Lot
  • Lot size dimensions: 38 x 102 x 31 x 120

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$118$1,416
Property Taxes $180$2,160
Electricity $224$2,692
Total$1,305$15,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,742/yr
40% on housing$39,150/yr
45% on housing$34,800/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 18407$111
Lackawanna County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 18407$112
Lackawanna County$124

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$159,000
2026-04-09Price change$164,900
2026-03-29Listed for sale$169,000
2022-04-27Sold$137,000
2022-03-17Pending sale$142,500
2022-03-15Listed for sale$142,500
2015-11-04Sold$3,000

For Sale by Agent

AgentMary Ruddy
BrokerageRuddy Realty

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