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36 Whittemore Cove Road, Raymond, ME, 04071

4beds
4baths
3,024sqft
$1,595,000
$527price/sqft
$11,424/moest. monthly cost
$456,960/yrincome needed

About This Home

Enjoy exceptional waterfront living on Big Sebago Lake from this beautifully updated property set on 1.75 acres in a protected cove with 90 feet of sandy, gradual-entry frontage--ideal for swimming, boating, and relaxing at the shoreline. The property includes a modular dock system with jet ski lift, making lake access easy and convenient all season long. This furnished 4-bedroom, 3.5-bathroom home includes a flexible in-law suite, making it well suited for guests, extended family, or multigenerational living. The main living area features a floor-to-ceiling stone gas fireplace and opens to a large deck overlooking the lake, creating an inviting space for entertaining or relaxing while taking in the waterfront setting. Recent improvements throughout the home enhance both comfort and long-term reliability, including four newer Andersen sliding glass doors on the main and lower levels that connect the living spaces to the backyard and lakefront, the front exterior façade finished with stonework that complements the interior fireplace along with cedar shingles, a whole-house Generac generator providing peace of mind year-round, newly installed gutters with a LeafFilter protection system, custom plantation shutters throughout the main level, and an invisible dog fence already in place. The property also offers additional flexibility with space across the street suitable for possible future garage construction or expanded parking, an uncommon advantage for Sebago Lake waterfront homes. Located in one of Raymond's desirable Sebago Lake coves, this property combines privacy, thoughtful updates, and classic Maine waterfront living in a setting that is equally suited for year-round enjoyment or a seasonal retreat.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
Raymond Elementary SchoolGrades PK-46.2 mi
7/10
6/10
Windham High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Other,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Gas Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Daylight,Finished,Full

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • In-Law Floorplan,Primary Bedroom w/Bath
  • Flooring: Tile,Vinyl,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,008
  • Finished area above ground: 2,016

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,024
  • Total interior livable area: 3,024 sqft

Kitchen

  • Level: First

Kitchen

  • Features: Eat-in Kitchen
  • Level: Basement

Living Room

  • Features: Gas Fireplace
  • Level: First

Other

  • Level: Basement

Primary Bedroom

  • Features: Closet,Jetted Tub,Vaulted Ceiling(s),Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: RYMDM066L040
  • Zoning: LRR2

Features

  • Patio & porch: Deck
  • Exterior features: Animal Containment System
  • Has view: Yes
  • View description: Scenic
  • On waterfront: Yes
  • Waterbody name: Sebago
  • Frontage length: Waterfrontage: 90,Waterfrontage Owned: 90

Lot

  • Lot size: 1.75 Acres
  • Features: Other,Level,Open Lot,Landscaped,Wooded

Parking

  • Parking features: Gravel,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance $497$5,964
Property Taxes $2,423$29,076
Electricity $439$5,274
Total$11,424$137,088

Income You'd Need if You Spent...

35% on housing$391,680/yr
40% on housing$342,720/yr
45% on housing$304,640/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$527This listing

vs Other Active Listings

Avg $/sqft

ZIP 04071$657
Cumberland County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 04071$312
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$1,600,000
2026-04-09Price change$1,650,000
2026-03-23Listed for sale$1,700,000
2021-07-07Listing removed--
2021-04-18Listed for rent$5,000
2021-02-28Listing removed--
2020-11-06Listing removed$3,750
2020-10-08Listed for rent$3,750
2018-07-11Sold$730,000
2018-05-15Pending sale$759,000
2018-03-01Listed for sale$759,000
2011-06-24Sold$570,000
2011-04-07Price change$624,900
2011-02-26Price change$649,900
2011-02-05Listed for sale$674,900
2011-01-27Sold$570,000

For Sale by Agent

AgentJacqueline Griffeth
BrokerageKrainin Real Estate

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