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172 Highland Avenue, Gardiner, ME, 04345

4beds
2baths
2,195sqft
$369,990
$169price/sqft
$2,660/moest. monthly cost
$106,400/yrincome needed

About This Home

Welcome to 172 Highland Avenue, a beautifully refreshed home offering exceptional flexibility, space, and value in one of Gardiner's established neighborhoods. Recently updated with brand-new flooring throughout, fresh interior paint, and new appliances, this move-in-ready property blends classic New England character with modern convenience. A standout feature is the presence of a full kitchen and laundry area on each level, creating a versatile layout well-suited for a variety of living arrangements, guest space, remote work setups, or income potential. Natural light fills the interior, highlighting bright and comfortable living spaces designed for everyday living, gathering, and relaxation. The layout offers a level of flexibility that is increasingly hard to find, allowing the home to adapt to a wide range of needs. Outside, the spacious yard provides room for gardening, outdoor entertaining, recreation, or simply enjoying a quiet setting. The property is located just minutes from downtown Gardiner's shops, restaurants, parks, schools, and waterfront, with convenient access to Augusta and major commuting routes. If you're looking for a move-in-ready home with space, flexibility, and a highly functional layout, 172 Highland Ave delivers a unique opportunity in today's market.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

--
Laura E Richards SchoolGrades PK-20.9 mi
5/10
Gardiner Area High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1870

Materials

  • Foundation: Block,Brick/Mortar
  • Roof: Metal
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: New Englander
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Full

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining Area
  • Level: First

Family Room

  • Level: First

Features

  • In-Law Floorplan,Pantry
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,195

Heating & Cooling

  • Heating features: Forced Air,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 2,195
  • Total interior livable area: 2,195 sqft

Kitchen

  • Features: Pantry
  • Level: First

Other

  • Level: First

Property

Accessibility

  • Accessibility features: 32 - 36 Inch Doors

Details

  • Parcel number: GARRM036B199
  • Zoning: Res 12
  • Other equipment: Cable,Internet Access Available

Features

  • Patio & porch: Porch
  • Has view: Yes
  • View description: Scenic

Lot

  • Lot size: 0.30 Acres
  • Features: Near Shopping,Neighborhood,Level,Rolling Slope

Parking

  • Parking features: Gravel,Other,1 - 4 Spaces,On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance $151$1,812
Property Taxes $320$3,840
Electricity $319$3,828
Total$2,660$31,920

Income You'd Need if You Spent...

35% on housing$91,200/yr
40% on housing$79,800/yr
45% on housing$70,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 04345$177
Kennebec County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 04345$194
Kennebec County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$369,990
2026-07-23Price change$374,990
2026-07-10Price change$379,999
2026-06-19Price change$384,990
2026-06-09Price change$389,990
2026-05-29Listed for sale$395,000
2025-08-22Sold$165,000
2025-07-02Pending sale$175,000
2025-06-22Price change$175,000
2025-06-05Price change$196,800
2025-05-17Listed for sale$240,000
2019-09-13Sold$141,500
2019-08-20Listed for sale$150,000
2019-08-20Pending sale$150,000
2019-07-15Listed for sale$150,000

For Sale by Agent

AgentJason Saphire
Brokeragewww.HomeZu.com

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