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38 Hume Lane, Gardiner, ME, 04345

3beds
2baths
1,248sqft
$379,000
$304price/sqft
$2,643/moest. monthly cost
$105,720/yrincome needed

About This Home

At the end of a long private driveway, this home sits tucked back on over 16 acres, offering a level of privacy that's hard to come by. Surrounded by trees and open space, there's room to explore, relax, and enjoy the outdoors without feeling crowded. It feels removed from the noise and pace of everyday life, yet you're still on public water and just minutes from Interstate 95. It's the kind of place where you want to start and end your day. Inside, the home has seen several recent updates, including new flooring throughout that gives the space a fresh, clean feel. The layout is comfortable and easy to live in, with good natural light and a relaxed flow from room to room. Central air was recently added to keep things cool in the summer, and a new washer and dryer are already in place. A new hot water heater adds peace of mind, and the full-house generator hookup means you're covered when the power goes out. Outside is where this property really shines. The brand-new oversized garage with 10-foot doors offers plenty of space for vehicles, toys, tools, or a workshop. There's also a shed that's perfect for outdoor gear, lawn equipment, or extra storage. With its long driveway, wooded setting, and practical upgrades, this property is a great fit for anyone looking for space, privacy, and a true outdoor lifestyle—without giving up convenience.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
5/10
Gardiner Area High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Mobile,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • 1st Floor Primary Bedroom w/Bath,Bathtub,One-Floor Living,Shower,Storage
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows,Storm Window(s)
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,248

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: GARRM007B023LE
  • Zoning: Residential Growth

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 16.80 Acres
  • Features: Near Turnpike/Interstate,Near Town,Open Lot,Rolling Slope,Wooded

Parking

  • Total spaces: 4
  • Parking features: Gravel,5 - 10 Spaces,On Site,Off Street
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Coastal Flooding
Hurricane
Inland Flooding

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance $155$1,860
Property Taxes $328$3,936
Electricity $244$2,930
Total$2,643$31,716

Income You'd Need if You Spent...

35% on housing$90,617/yr
40% on housing$79,290/yr
45% on housing$70,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 04345$174
Kennebec County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 04345$194
Kennebec County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$389,000
2026-01-30Listed for sale$399,000
2025-09-14Listing removed$399,000
2025-09-05Price change$399,000
2025-08-08Price change$375,000
2025-07-16Price change$385,000
2025-06-22Price change$399,999
2025-05-15Listed for sale$425,000
2025-04-08Listing removed$375,000
2025-04-01Listed for sale$375,000
2022-10-17Sold$220,000
2022-09-19Pending sale$230,000
2022-09-16Listed for sale$230,000
2022-09-13Pending sale$230,000
2022-09-10Listed for sale$230,000

For Sale by Agent

AgentChris Voynik
BrokerageListings Direct

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