401 Lakeshore Ln, Oneonta, AL, 35121
About This Home
Looking for the perfect family home, weekend getaway, or grandkids’ paradise? This one has it all. Spacious 5BR/3.5BA home plus a buildable lake lot directly across the street with access to a private 300-acre lake. Enjoy the best of both worlds—lake living and country charm—with a grandfathered 12+ acre fenced pasture and catfish pond, ideal for horses or cattle. Inside, the flexible layout offers space for an office, media room, or playroom. Three fireplaces create a warm, inviting atmosphere, while two stoves make hosting effortless. Recent updates include a renovated kitchen with new appliances and a new HVAC system. Full basement and 2-car garage complete the package. Whether you’re dreaming of a lake retreat, a family farm, or a full-time home with room to roam—this property truly offers something for everyone.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1983
Materials
- Foundation: Basement
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Electric Oven,Double Oven,Stainless Steel Appliance(s),Stove-Electric,Electric Water Heater
- Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Yes
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full,Unfinished,Block
Bathroom1
- Level: Second
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- None,Crown Molding,Linen Closet
- Flooring: Carpet,Hardwood,Vinyl
- Number of fireplaces: 3
- Fireplace features: Stone,Gas Log,Den,Hearth/Keeping (FIREPL),Living Room,Gas,Wood Burning
- Fireplace: Yes
- Attic: Pull Down Stairs,Yes
- Finished area below ground: 0
- Finished area above ground: 3,700
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,700 sqft
Kitchen
- Features: Stone Counters
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 1905220001018.000
- Special condition: N/A
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Open (PATIO),Patio,Porch,Open (DECK),Deck
- Has water view: Yes
- Water view: Water
- Waterfront features: No
Lot
- Lot size: 871.20 sqft
Parking
- Total spaces: 2
- Parking features: Basement,Detached,Driveway,Parking (MLVL),Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Lightning
- Strong Wind
- Cold Wave
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $667 | $8,004 |
| Property Taxes | $151 | $1,812 |
| Electricity | $414 | $4,968 |
| Total | $4,645 | $55,740 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $675,000 |
| 2023-09-09 | Listing removed | -- |
| 2023-06-19 | Price change | $695,000 |
| 2023-03-09 | Listed for sale | $700,000 |
| 2023-01-12 | Listing removed | -- |
| 2022-10-05 | Listed for sale | $689,000 |
| 2022-06-15 | Listing removed | -- |
| 2022-04-13 | Listed for sale | $799,900 |
| 2013-04-12 | Sold | $185,000 |
| 2009-06-29 | Sold | $85,000 |
| 2000-04-12 | Sold | $67,000 |
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