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7124 4th Ct N, Birmingham, AL, 35206

3beds
2baths
993sqft
$123,000
$124price/sqft
$1,154/moest. monthly cost
$46,160/yrincome needed

About This Home

Great first home for you! Cute 3 bed/2 bath cottage home. Investors, this is an income producer! Great income! This is part of a portfolio. There are other homes available to be bought separate or in combination for a discount.

Getting Around

37
WalkingCar-Dependent
20
TransitMinimal Transit
55
BikeBikeable

Schools

3/10
Barrett Elementary SchoolGrades PK-50.6 mi
1/10

Construction

Condition

  • Year built: 1949

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Other,Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Split Bedroom,Smooth Ceilings,Tub/Shower Combo
  • Flooring: Laminate
  • Attic: Other,Yes
  • Finished area below ground: 0
  • Finished area above ground: 993

Heating & Cooling

  • Heating features: Window Unit (Heat)
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 993 sqft

Kitchen

  • Level: First

Property

Details

  • Parcel number: 2300152017003.000
  • Special condition: As Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio,Open (DECK),Deck
  • Exterior features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 5,227 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $621$7,452
Home Insurance *$234$2,808
Property Taxes $59$708
Electricity $240$2,881
Total$1,154$13,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,565/yr
40% on housing$34,620/yr
45% on housing$30,773/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 35206$85
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35206$79
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-30Listed for sale$123,000
2025-06-13Listing removed$1,250
2025-05-28Listed for rent$1,250
2022-04-26Sold$110,000
2022-04-01Contingent$112,000
2022-03-30Listed for sale$112,000
2022-03-26Contingent$116,900
2022-03-07Price change$116,900
2022-02-27Listed for sale$122,000
2022-02-05Contingent$122,000
2022-01-19Listed for sale$122,000
2022-01-10Contingent$122,000
2022-01-03Listed for sale$120,000
2021-10-29Listing removed--
2021-04-28Listed for sale$49,000
2019-08-01Listing removed$49,900
2019-03-16Listed for sale$49,900
2018-02-15Sold$6,000
2017-10-05Sold$10,400
2017-09-27Listed for sale--
2001-11-05Sold$34,900

For Sale by Agent

AgentLinda Ponder
BrokerageRealtySouth-OTM-Acton Rd

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