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2 Harding Road, Portsmouth, NH, 03801

4beds
3baths
2,078sqft
$799,900
$385price/sqft
$5,184/moest. monthly cost
$207,360/yrincome needed

About This Home

OPEN HOUSE SATURDAY 8/15 11:00AM-1:00PM Welcome to 2 Harding Road, a beautifully appointed 4-bedroom, 3-bathroom home perfectly situated on a premier corner lot in one of Portsmouth’s most desirable locations. From the moment you step inside, you will appreciate the gleaming hardwood floors that run throughout, along with bright skylights that flood the living spaces with incredible natural light. The heart of the home features an inviting family room centered around a cozy fireplace, seamlessly connecting to a remarkably spacious sunroom that offers a serene retreat for relaxation or entertaining. Are you looking for a space for your In laws or teens? The lower level has a large living/family room and bedroom with bath, and could be the perfect separation! Complete with a convenient 2-car garage, this property truly shines when it comes to its unbeatable lifestyle location. Outdoor enthusiasts will love being just steps from the scenic trails of the Urban Forestry Center, while the city's upcoming plans to install neighborhood sidewalks promise even greater walkability right from your front door. Best of all, you are just a short, picturesque bike ride from the sandy shores of Rye beaches and only minutes from the vibrant dining, shopping, and cultural amenities of downtown Portsmouth, offering the absolute best of Seacoast living.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
Portsmouth Middle SchoolGrades 6-82.0 mi
10/10
Portsmouth High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Concrete
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Ranch

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,078

Heating & Cooling

  • Heating features: Oil,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 3,230
  • Total interior livable area: 2,078 sqft

Property

Details

  • Parcel number: PRSMM0247B0004L
  • Zoning description: SRB

Features

  • Levels: One
  • Stories: 1
  • Frontage length: Road frontage: 200

Lot

  • Lot size: 10,019 sqft
  • Features: Corner Lot,Near Shopping,Neighborhood

Parking

  • Total spaces: 2
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance $137$1,644
Property Taxes $699$8,388
Electricity $304$3,651
Total$5,184$62,208

Income You'd Need if You Spent...

35% on housing$177,737/yr
40% on housing$155,520/yr
45% on housing$138,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 03801$498
Rockingham County$349

vs Homes Sold Last Month

Median $/sqft

ZIP 03801$547
Rockingham County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-03Price change$799,900
2026-06-04Listed for sale$849,900

For Sale by Agent

AgentMichael Whitney
BrokerageKW Coastal and Lakes & Mountains Realty

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